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There are so many different expense-tracking solutions out there, so selecting the best one can be tricky. You want to streamline the process for tracking and categorizing expenses, allowing for accurate financial analysis and reporting, and you need the right tool for your projects and team.

I've got you covered! In this post, I use my personal experience with expense tracking in large teams to review a curated list of the best expense tracking software.

Best Expense Tracking Software Summary

This comparison chart summarizes pricing details for my top expense tracking software selections to help you find the best one for your budget and business needs.

Best Expense Tracking Software Reviews

Below are my detailed summaries of the best expense tracking software that made it onto my shortlist. My reviews offer a detailed look at the key features, pros & cons, integrations, and ideal use cases of each tool to help you find the best one for you.

Best for vendor expenses

  • Free demo available
  • Pricing upon request
Visit Website
Rating: 4.5/5

Payouts is a financial platform that automates and optimizes global payouts and vendor management. It streamlines financial workflows, making it easier for businesses to handle vendor-related expenses efficiently. 

Why I picked Payouts: Payouts offers automated invoice processing, reducing manual data entry and minimizing errors. Its intelligent invoice capture technology accurately extracts data from invoices in any format, speeding up processing times and ensuring accuracy. This feature is particularly beneficial for tracking vendor-related expenses, as it ensures all invoices are processed promptly and correctly. Additionally, Payouts provides real-time spend visibility through comprehensive dashboards and custom reports. This allows you to monitor your expenses as they occur, giving you better control over your cash flow and enabling informed financial decisions.

Payouts Standout Features and Integrations:

Features include flexible approval workflows that you can customize to match your business needs, ensuring that all vendor payments are properly authorized before processing. The collaborative vendor portal enhances communication by allowing vendors to submit invoices directly and check payment statuses, reducing the administrative burden on your team. Payouts also supports diverse payment options, including traditional bank transfers, eWallets, and cryptocurrencies, offering flexibility in managing vendor payments across different platforms

Integrations include Everflow, CJ Affiliate, Awin, PayPal, Venmo, Payoneer, NetSuite, Priority, Workday, Skrill, and Tune.

Pros and cons

Pros:

  • Approval workflows for vendor payments
  • Multiple payout methods
  • Intelligent invoice capture and processing

Cons:

  • Doesn't track non-vendor-related expenses
  • Potential challenges integrating with existing systems

Best for automated policy controls

  • Free demo available
  • From $8/user/month (billed annually)
Visit Website
Rating: 4.8/5

Rippling is a workforce management platform that integrates HR, IT, and finance functions into one system.

Why I picked Rippling: Rippling provides a comprehensive solution for expense tracking within its broader workforce management platform. The expense tracking software features corporate cards, expense management, and bill pay, enabling businesses to control and report on their spending in one centralized location. You can also set automated policies to ensure all spending is within company guidelines.

Rippling Standout Features and Integrations

Features include tools for automatic receipt matching, employee reimbursement, and real-time reporting, which help businesses manage their expenses efficiently. 

I also like that the platform includes tools for payroll, benefits management, time and attendance tracking, performance management, and employee surveys, as well as solutions for app and device management.

Integrations include GitHub, Google Workspace, Greenhouse, Jira, and Zendesk.

Pros and cons

Pros:

  • Helpful customer support services
  • Smooth onboarding process
  • Easy payroll processing

Cons:

  • Limited customization options
  • Reporting features could be improved

New Product Updates from Rippling Spend

November 9 2025
Rippling Spend Introduces AI-Powered Expense Fraud Detection

Rippling Spend adds built-in AI detection to automatically flag manipulated or AI-generated receipts. This enhancement strengthens financial oversight and ensures greater accuracy in expense approvals. For more information, visit Rippling Spend's official site.

Best for global teams

  • Free trial + demo available
  • From $29/user/month
Visit Website
Rating: 4.8/5

Deel is a platform that helps businesses manage hiring, payroll, and compliance for global teams. It offers tools to handle contracts, payments, and tax regulations across different countries. 

Why I picked Deel: Deel's expense management system lets you create custom expense categories and set specific limits for each. This means you can tailor expense policies to fit your company's needs, ensuring that spending stays within budget. Additionally, you can require receipts for expense submissions, adding an extra layer of oversight. Another useful feature is the ability to manage and approve expenses directly through the platform. Managers can review pending expenses, approve or deny them, and keep track of all expense records in one place. 

Deel Standout Features and Integrations:

Features include the option to add mileage expenses using a built-in calculator that estimates costs based on distance and vehicle type. Deel also offers per diem expense calculations, allowing employees to claim daily allowances for business trips easily. 

Integrations include Expensify, QuickBooks, Google Workspace, Slack, JIRA, HubSpot, BambooHR, Workday, Xero, Salesforce, Microsoft Teams, Zendesk, and Jira Software Cloud.

Pros and cons

Pros:

  • Customizable expense policies
  • Offers diverse payment options
  • Simplifies global hiring and payments

Cons:

  • Occasional delays in payment processing
  • No option for corporate spending cards

New Product Updates from Deel

Deel Expands IT Controls With Granular SSO and 2FA Reporting
Deel lets admins fine-tune which teams and users are required to use SSO.
December 8 2025
Deel Expands IT Controls With Granular SSO and 2FA Reporting

Deel introduces refined SSO user management and organization-wide 2FA reporting to strengthen access control and audit readiness. For more information, visit Deel’s official site.

Best for AI-powered expense tracking

  • Free demo available
  • From $11.99/user/month
Visit Website
Rating: 4.6/5

Sage Expense Management (formerly Fyle) is an expense-tracking software with machine learning and AI.

Why I picked Sage Expense Management: It seems to me like Sage Expense Management is the expense tracking software that’s the most up-to-date when it comes to the latest technology

Sage Expense Management Standout Features and Integrations:

Features include flexible expense reporting. I love that Sage Expense Management works inside of everyday apps like Slack, Gmail, Outlook. Employees can submit their receipts in whatever way they prefer, and Sage Expense Management will extract and code the data. You can reimburse employees using ACH payments within the software, and they can track the payment status themselves.

I also like that Sage Expense Management integrates with most credit card companies and popular accounting software to help automate account reconciliations.

Integrations include Office 365, Slack, Xero, QuickBooks, NetSuite, Microsoft Teams, and TravelPerk.

Pros and cons

Pros:

  • Can submit expenses many different ways
  • Ability to send ACH payments
  • Automation features

Cons:

  • Limited integrations on standard plan
  • No single-user plan (minimum five users)

New Product Updates from Sage Expense Management (formerly Fyle)

Sage Expense Management Rebrand and New Feature Enhancements
Here's the refreshed Sage Expense Management dashboard with the new unified green interface.
November 9 2025
Sage Expense Management Rebrand and New Feature Enhancements

Sage Expense Management (formerly Fyle) has introduced a refreshed brand identity and several feature improvements that enhance usability across web and mobile. The update focuses on smoother workflows, stronger admin controls, and expanded integration options for more efficient expense management. For more information, visit Sage Expense Management’s official site.

Best for automated expense reporting

  • 30-day free trial + free plan available
  • From $15/user/month
Visit Website
Rating: 4.8/5

Ramp is an expense tracking software that simplifies financial management for businesses. It offers a suite of tools, including corporate cards and accounts payable, to simplify your expense processes.

Why I Picked Ramp: I chose Ramp because it automates expense reporting, saving you from manual entry by capturing and categorizing expenses for you. You also get real-time transaction monitoring to track spending as it happens and customizable approval flows to match your company’s needs, helping you stay on budget and keep processes moving smoothly.

Ramp Standout Features and Integrations:

Features include global payment support, which allows you to handle transactions in multiple currencies, making it ideal for businesses with international operations. Another feature is the quick implementation process, letting you get up and running in just 30 days. Plus, Ramp provides free tools like expense policy templates to help you manage your finances more effectively.

Integrations include NetSuite, Sage, Xero, QuickBooks, Microsoft Dynamics Business Central, Acumatica, Uber, Lyft, Okta, Google, Rippling, and Gmail.

Pros and cons

Pros:

  • Automated expense reporting and receipt matching
  • Ability to issue multiple virtual cards with customizable controls
  • Comprehensive reporting features

Cons:

  • Could offer more advanced accounting features
  • Mostly focuses on accounts payable and spend management

New Product Updates from Ramp

AI-Powered Policy Agents by Ramp for Real-Time Expense Review and Fraud Detection
Ramp AI teammates reviewing expenses against corporate policy
August 10 2025
AI-Powered Policy Agents by Ramp for Real-Time Expense Review and Fraud Detection

Ramp's new AI-powered Policy Agents review expenses in real time to flag fraud and out-of-policy spending, interact with employees, and recommend policy improvements. For more details, visit Ramp Announcements.

Best for AI-powered categorization accuracy

  • 14-day free trial
  • From $25/month

Puzzle.io is a modern accounting platform built for startups and small businesses. Its core service is an AI-native ledger that automates bookkeeping tasks like categorization, reconciliations, and accruals. On top of its accounting engine, Puzzle.io includes tools to manage and monitor business expenses in real time.

Why I picked Puzzle.io: I picked Puzzle.io because of how it uses machine learning to automatically categorize expenses. As transactions come in, Puzzle.io applies categorization rules and learns from prior activity to improve accuracy over time. This reduces the manual review typically needed for coding transactions. You also get live cash flow data and variance monitoring, which can help you spot spending shifts quickly. The dual cash and accrual books let you see both short-term cash flow and long-term financial position.

Puzzle.io Standout Features and Integrations:

Standout features include built-in variance analysis, automated accruals, continuous accuracy reviews, customizable automation rules, AI-powered categorization, cash runway metrics, and collaboration tools for founders and advisors.

Integrations include Mercury, Ramp, Brex, Every, Meow, Rippling, Gusto, Deel, Central, Stripe, Bill.com, Runway, and Causal.

Pros and cons

Pros:

  • Supports both cash and accrual accounting
  • AI improves categorization accuracy over time
  • Automates revenue recognition and expense categorization

Cons:

  • Free trial requires users to connect a bank account
  • Smaller integration ecosystem compared to ERP tools

Best for detailed spending reports

  • Free demo available
  • From $19/month
Visit Website
Rating: 4/5

GotBilled is an invoice processing system designed for small businesses. It offers automated invoice collection, document data processing, and clear financial reports. 

Why I picked GotBilled: One feature that stands out is GotBilled's automated payment reminders. By sending notifications when payments are due, it helps prevent missed deadlines and late fees, ensuring smoother cash flow management. I also like the platform's ability to provide detailed financial reports. These reports offer insights into spending patterns and projections of upcoming costs, enabling businesses to make informed financial decisions.

GotBilled Standout Features and Integrations:

Features include expense management, allowing you to keep track of expenses and reallocate underused assets to optimize your budget. The invoice tracking feature lets you find, manage, and export all invoices from a single dashboard. Additionally, the invoice request function enables you to provide a person's email for missing invoices, and GotBilled will send an invoice submission form to collect the necessary documents.

Integrations include Zendesk, MailChimp, Salesforce, Intercom, Slack, Zoom, Figrma, OpenAI, Notion, Trello, Google Workspace, and Asana.

Pros and cons

Pros:

  • Built-in currency conversion
  • Insights into spending patterns
  • Automates payment reminders

Cons:

  • Can be expensive for small teams processing many invoices
  • Not ideal for large enterprises

Best for customizable approval workflows

  • Free demo available
  • From $5.20/user/month
Visit Website
Rating: 1/5

Klippa SpendControl is a cloud-based solution designed to simplify how you handle business expenses. By automating the submission and approval processes, it reduces the time you spend on administrative tasks. 

Why I picked Klippa SpendControl: I like its advanced OCR technology that allows you to capture and process receipts and invoices by simply taking a photo with your mobile device. The system extracts relevant data automatically, reducing errors and saving you time. Another valuable aspect is the customizable approval workflows. You can set up multi-level approval processes that align with your company's policies. This ensures that expenses are reviewed and approved by the right people, maintaining control and compliance.

Klippa SpendControl Standout Features and Integrations:

Features include automatic currency conversion, which handles expenses in different currencies by applying daily exchange rates or allowing you to set custom rates. The mileage tracking feature integrates with Google Maps, enabling you to accurately calculate and claim travel expenses. Additionally, the system offers fraud detection by identifying duplicate claims, helping you maintain financial integrity.

Integrations include AFAS Software, SAP, Exact Online, Odoo, Twinfield, Oracle Netsuite, Xero, Okta, QuickBooks, and Microsoft Entra ID.

Pros and cons

Pros:

  • Fraud detection through duplicate claim identification
  • Customizable approval workflows
  • OCR technology reduces manual data entry

Cons:

  • Most integrations are add-ons
  • Initial setup may require time

Best for payroll-linked expense tracking

  • Free demo available
  • Pricing upon request
Visit Website
Rating: 4.5/5

Paylocity is a comprehensive HR and payroll platform that also provides a robust expense management solution. Its built-in expense tracking system helps you manage reimbursements, capture receipts, and maintain compliance, all within the same environment you use for payroll and employee data. This makes it ideal for organizations that want unified financial oversight across HR and finance functions.

Why I picked Paylocity: I picked Paylocity because it blends expense tracking directly with payroll processing, which can save you hours each month. You can set custom expense policies, automate reimbursement approvals, and have approved expenses flow straight into payroll for faster processing. I also like that Paylocity’s AI tools automatically capture receipts and categorize transactions, so you can reduce manual entry and improve accuracy. Its mobile app adds even more convenience, letting you submit, review, or approve expenses from anywhere.

Paylocity Standout Features and Integrations

Standout features include AI-powered receipt capture, customizable approval workflows, and integrated fraud detection to ensure compliance. The platform also supports mileage tracking and card transaction imports, giving you full visibility into business spending.

Integrations include Indeed, Ironclad, Jira Software, OneTrust, PARiM, Rain, Tilt, Timeero, VICTIG, When, 15Five, and 401GO.

Pros and cons

Pros:

  • Direct integration with payroll
  • Automated receipt capture and categorization
  • Mobile app for real-time expense tracking

Cons:

  • Pricing only available upon request
  • Learning curve due to broad feature set

Best for managing multi-entity expenses

  • Free plan available
  • From $25/month
Visit Website
Rating: 5/5

Slash is a financial platform that combines expense tracking with modern business banking. It lets you manage multiple entities, automate payments, and analyze spending across accounts—all from one dashboard. With features like unlimited virtual cards, real-time analytics, and crypto-to-fiat support, Slash gives finance teams a flexible and transparent way to monitor cash flow.

Why I picked Slash: I picked Slash because it gives you the ability to separate income and spending across distinct virtual accounts, making it easier to organize finances for different projects or entities. You also get real-time spending analytics that help you spot trends and manage budgets as they evolve. I especially like that Slash offers spend controls and FDIC-backed security, which means you can issue virtual and physical cards while maintaining control over limits, permissions, and access.

Slash standout features and integrations:

Features include multi-entity management to oversee several businesses from one account, developer-friendly APIs for automation, and secure user role controls to customize permissions. You can also convert between fiat and crypto, automate transfers, and access high-yield business accounts.

Integrations include Google Sheets, Notion, Airtable, Email, Webhook, Amplitude, Zapier, Slack, QuickBooks, NetSuite, Xero, and Zoho.

Pros and cons

Pros:

  • Comprehensive banking integrations
  • Advanced spend control options
  • Supports multiple income streams

Cons:

  • Limited tutorial and onboarding content
  • Lacks built-in invoicing tools

Other Expense Tracking Software

Here are some additional expense tracking software options that didn’t make it onto my shortlist, but are still worth checking out:

  1. Airbase

    For spend management

  2. Navan

    For travel expense tracking

  3. Zoho Expense

    For integrations

  4. TravelPerk

    All-in-one expense tracking

  5. Divvy

    Free expense tracking software

  6. Coupa

    For supplier integrations

  7. Brex

    For startups and small business

  8. Expensify

    For automated receipt scanning features

  9. LicenceOne

    For SaaS spend management and security

  10. Rydoo

    For mobile users

Expense Tracking Software Selection Criteria

When selecting the best expense tracking software to include in this list, I considered common buyer needs and pain points like ease of use and integration capabilities. I also used the following framework to keep my evaluation structured and fair:

Core Functionality (25% of total score)
To be considered for inclusion in this list, each solution had to fulfill these common use cases:

  • Track expenses
  • Generate reports
  • Integrate with accounting software
  • Provide mobile access
  • Support multiple currencies

Additional Standout Features (25% of total score)
To help further narrow down the competition, I also looked for unique features, such as:

  • Automated receipt scanning
  • Customizable approval workflows
  • AI-driven expense categorization
  • Integration with travel booking systems
  • GPS mileage tracking

Usability (10% of total score)
To get a sense of the usability of each system, I considered the following:

  • Intuitive interface
  • Easy navigation
  • Quick access to features
  • Consistent design elements
  • Minimal learning curve

Onboarding (10% of total score)
To evaluate the onboarding experience for each platform, I considered the following:

  • Availability of training videos
  • Interactive product tours
  • Access to webinars
  • Onboarding templates
  • Responsive chatbots

Customer Support (10% of total score)
To assess each software provider’s customer support services, I considered the following:

  • 24/7 availability
  • Multiple support channels
  • Quick response times
  • Comprehensive knowledge base
  • Personalized support options

Value For Money (10% of total score)
To evaluate the value for money of each platform, I considered the following:

  • Competitive pricing
  • Transparent pricing structure
  • Flexibility in subscription plans
  • Included features vs. cost
  • Discounts for annual payments

Customer Reviews (10% of total score)
To get a sense of overall customer satisfaction, I considered the following when reading customer reviews:

  • Overall satisfaction ratings
  • Commonly cited strengths
  • Frequently mentioned weaknesses
  • Frequency of updates and improvements
  • Customer loyalty and retention rates

How to Choose Expense Tracking Software

It’s easy to get bogged down in long feature lists and complex pricing structures. To help you stay focused as you work through your unique software selection process, here’s a checklist of factors to keep in mind:

FactorWhat to Consider
ScalabilityCan the software grow with your business? Consider whether it supports additional users, transactions, and data as your company expands.
IntegrationsDoes it connect with your existing systems? Check compatibility with your current accounting tools and other essential software.
CustomizabilityCan you tailor the tool to fit your needs? Look for customization options in workflows, reporting, and user roles to match your processes.
Ease of useIs the software intuitive for your team? Evaluate the user interface and how quickly team members can navigate and utilize the tool effectively.
Implementation and onboardingHow long will it take to get started? Consider the setup time, training materials, and support offered during the initial phase.
CostWhat's the total cost of ownership? Compare pricing models, including subscription fees, additional charges, and any potential hidden costs.
Security safeguardsHow does the software protect your data? Ensure it has strong encryption, access controls, and compliance with industry standards.

What Is Expense Tracking Software?

Expense tracking software is a tool that helps businesses record, manage, and analyze their expenses. It’s commonly used by finance professionals, accountants, and managers to gain insight into spending patterns and make informed financial decisions. Features like real-time expense tracking, automated receipt scanning, and integration capabilities help with efficiency and accuracy in managing expenses. These tools provide overall value by simplifying financial oversight and enhancing budget control.

Features

When selecting expense tracking software, keep an eye out for the following key features:

  • Real-time tracking: Allows you to monitor expenses as they occur, ensuring up-to-date financial records.
  • Automated receipt scanning: Converts paper receipts into digital data, saving time and reducing manual entry errors.
  • Integration capabilities: Connects with existing accounting and business systems to streamline data flow and enhance accuracy.
  • Customizable reporting: Offers tailored reports to provide insights specific to your business needs and financial goals.
  • Multi-currency support: Enables tracking and managing expenses in various currencies, essential for international operations.
  • Approval workflows: Streamline the expense approval process, ensuring compliance and control over spending.
  • Mobile access: Provides on-the-go access to expense data, allowing users to manage finances from anywhere.
  • Data security: Ensures the protection of sensitive financial information with encryption and access controls.
  • User-friendly interface: Offers an intuitive design that makes it easy for users to navigate and utilize the software effectively.

Benefits

Implementing expense tracking software provides several benefits for your team and your business. Here are a few you can look forward to:

  • Increased accuracy: Automated receipt scanning reduces manual errors, ensuring precise financial records.
  • Time savings: Real-time tracking and mobile access allow users to manage expenses quickly and efficiently.
  • Enhanced visibility: Customizable reporting provides insights into spending patterns, helping with informed decision-making.
  • Improved compliance: Approval workflows ensure expenses are reviewed and approved, maintaining control over spending.
  • Cost management: Multi-currency support and integration capabilities help monitor and manage expenses across various platforms and regions.
  • Data security: Strong encryption and access controls protect sensitive financial information from unauthorized access.

Costs & Pricing

Selecting expense tracking software requires an understanding of the various pricing models and plans available. Costs vary based on features, team size, add-ons, and more. The table below summarizes common plans, their average prices, and typical features included in expense tracking software solutions:

Plan Comparison Table for Expense Tracking Software

Plan TypeAverage PriceCommon Features
Free Plan$0Basic expense tracking, limited receipt uploads, and essential reporting.
Personal Plan$5-$25/user/monthUnlimited receipt uploads, mobile access, and basic integrations.
Business Plan$25-$50/user/monthAdvanced reporting, multi-currency support, and approval workflows.
Enterprise Plan$50-$100/user/monthCustomizable features, integration with enterprise systems, and dedicated support.

Expense Tracking Software FAQs

Here are some answers to common questions about expense tracking software:

Can expense tracking software sync with corporate credit cards?

Yes, many expense tracking software tools support syncing with corporate cards. This lets your team track spending automatically without entering every transaction. Make sure your card provider is supported by the software you use. Once linked, expenses usually show up in real time or within a day.

What’s the difference between expense tracking and accounts payable software?

Expense tracking software is specialized in dealing with recording, categorizing, and managing employee expenses. It includes features for capturing receipts and submitting expense reports for reimbursements.

Accounts payable software is more broad. It involves managing payments to suppliers and vendors. This includes processing invoices, scheduling and issuing payments, and bank reconciliation.

How does expense tracking software handle duplicate receipts?

Most expense tracking software flags duplicates using receipt metadata or matching transaction amounts. If you upload the same receipt twice, the system may warn you or block the duplicate. You can usually review flagged entries and decide whether to keep or delete them. Some tools also let you merge duplicates if needed.

Does expense tracking software let you set spending limits?

Yes, many tools let you set limits by category, project, or employee. If someone goes over the limit, the software can flag the expense or block the submission. These limits help your team stay within budget without needing manual checks. You can adjust thresholds as policies change.

Is it necessary to train my team on the new expense tracking software?

Yes, training your team on new expense tracking software is necessary for successful adoption. Even if the tool is user-friendly, training helps team members understand its full capabilities and use it effectively. Look for vendors that offer comprehensive onboarding resources, such as tutorials, webinars, and support materials. This investment in training will help your team get the most out of the software and ensure a smooth transition.

What’s Next:

If you're in the process of researching expense tracking software, connect with a SoftwareSelect advisor for free recommendations.

You fill out a form and have a quick chat where they get into the specifics of your needs. Then you'll get a shortlist of software to review. They'll even support you through the entire buying process, including price negotiations.

Bradley Clifford
By Bradley Clifford

Bradley Clifford is a Chartered Accountant and the current VP of Finance at Black and White Zebra. With 15+ years of experience spanning full-cycle accounting, FP&A, M&A, and investor relations. Bradley has held senior roles at companies including Stack Overflow—where he supported its growth to a $1.8B acquisition—and Rewind. Bradley is passionate about using finance as a decision-making engine, leveraging technology, scenario planning, and AI-powered automation to transform insights into smarter, faster business strategies.