Os 10 melhores softwares de contabilidade para pequenas empresas em 2026

Análises do melhor software de contabilidade

1. 

   1

   Xero

   Best for fast-growing businesses

   • 30-day free trial available
   • From $78 AUD/month

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   Customer Rating:4.4/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   For small business owners and solopreneurs seeking a straightforward solution to financial management, Xero offers a user-friendly platform that addresses the complexities of bookkeeping and reporting. With features like automated bookkeeping and real-time insights, it transforms time-consuming manual tasks into efficient processes, making it easier for you to focus on growing your business. Xero's unique appeal lies in its ability to streamline accounting processes through an intuitive interface and an AI financial assistant, helping you navigate financial challenges with ease.

   Why I Picked Xero

   I picked Xero for its remarkable suitability for fast-growing businesses, primarily due to its robust scalability and cloud-based access, which allows you to seamlessly adapt to changing business needs and access financial data from anywhere. Its user-friendly interface simplifies financial management, making it accessible for users without extensive accounting experience. Moreover, Xero's automated processes, such as invoicing and bank reconciliation, save you valuable time while reducing errors. These features collectively support dynamic growth, ensuring your business can efficiently manage finances as it expands.

   Xero Key Features

   In addition to its scalability and cloud-based access, Xero offers:

   • Online Invoicing: Manage and automate invoicing from any device, making it easy to track payments and accounts receivable.
   • Expense Management: Easily track and manage expenses, ensuring that all financial data is up-to-date and accurate.
   • Inventory Management: Monitor stock levels and manage orders efficiently to maintain an optimal inventory balance.
   • Multi-Currency Support: Handle transactions in over 160 currencies, which is particularly useful for businesses dealing with international clients.

   Xero Integrations

   Integrations include Square, Quotient, HaloPSA, G-Accon for Xero, Parex Bridge, A2X, Hubdoc, Dext, Ignition, and Syft.

   Pros and Cons

   Pros:

   • Real-time payment tracking enhances financial oversight
   • Strong integration capabilities with third-party applications
   • Affordable and scalable pricing plans for businesses

   Cons:

   • Some users report occasional performance issues
   • Higher-tier plans required for advanced features like payroll
   Learn more about Xero:

   • Check out Xero on their website
   • Read my in-depth review of Xero
2. 

   2

   Dext

   Best for pre-accounting data extraction

   • Free trial available
   • From $25.21/month (billed annually)

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   Customer Rating:4.5/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Dext is a pre-accounting automation tool that captures receipts, invoices, and bank statements, extracts financial data using OCR and AI, and publishes categorized transactions directly to your accounting software.

   Who Is Dext Best For?

   Dext is a natural fit for accounting firms and bookkeepers who manage financial documents across multiple clients and need to reduce manual data entry.

   Why I Picked Dext

   I picked Dext as one of the best because its AI-powered data extraction is genuinely what sets it apart from other tools in this space. When a receipt or invoice hits Dext (via the mobile app, email forward, or drag-and-drop upload), it automatically pulls out the supplier name, date, amount, and tax details without you touching a thing. What I particularly like is the supplier rules feature: once Dext learns how to categorize a specific vendor, it applies that logic to every future document from that supplier automatically. That means your chart of accounts stays consistent across the board, which makes reconciliation far less painful when close time comes around.

   Dext Key Features

   • Bank statement extraction: Upload bank statements directly into Dext and it extracts individual transactions for coding and publishing to your accounting platform.
   • Duplicate detection: Dext flags potentially duplicate documents before they're published, reducing the risk of double-posted transactions in your ledger.
   • Document storage vault: Every captured document is stored securely in the cloud with long-term retention, giving you an accessible audit trail at any time.
   • Mileage tracking: Log business trips via the mobile app and Dext calculates mileage costs automatically for inclusion in expense reporting.

   Dext Integrations

   Dext offers over 30 native accounting software integrations, including Xero, QuickBooks Online, Sage Business Cloud Accounting, MYOB AccountRight Live, Bill.com, KashFlow, FreeAgent, ClearBooks, Twinfield, and ApprovalMax. It also connects to ecommerce platforms like Shopify, Etsy, and eBay, and it's available on Zapier. An API is available for custom integrations.

   Pros and Cons

   Pros:

   • Extracts individual line items from invoices automatically
   • Accepts documents via email, WhatsApp, and Dropbox
   • OCR accuracy reaches 99.9% on receipts

   Cons:

   • Tax details sometimes extracted incorrectly
   • Not a full accounting system on its own
   Learn more about Dext:

   • Check out Dext on their website
   • Read my in-depth review of Dext
3. 

   3

   QuickBooks Online

   Best for small businesses

   • Free plan + 30-day trial available
   • From $38/month

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   Customer Rating:4/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   QuickBooks is an accounting software platform for smaller businesses across nearly every industry. This platform supports most core bookkeeping and accounting functions, while users can purchase other functions, such as payroll, as add-ons.

   Why I Picked QuickBooks: QuickBooks strikes the right balance between ease of use and depth of functionality. The platform is simple enough to set up without professional help, yet powerful enough to manage essential accounting tasks like invoicing, expense tracking, payroll, and tax preparation.

   What really stands out is how intuitive the platform feels compared to many other accounting tools. The workflows are straightforward, which means less time spent figuring out the system and more time focusing on the actual financial tasks that matter. That ease of use also carries through daily bookkeeping, making it easier to stay organized without getting bogged down in complexity. 

   Standout features & integrations:

   Features include the ability to manage your finances with tools that let you track income and expenses, automate tasks like invoicing and payments, and generate insightful financial reports. You can also benefit from the user-friendly dashboard that offers a clear view of your business's financial health at a glance. Additionally, QuickBooks provides mobile access, so you can stay connected to your finances wherever you are.

   Integrations include PayPal, Shopify, Square, TSheets, HubSpot, Expensify, Stripe, Mailchimp, Bill.com, and Salesforce.

   Pros and Cons

   Pros:

   • Automated bank reconciliation features
   • Easy to learn and use
   • Offers both cloud-based and desktop solutions

   Cons:

   • Pricier than industry peers
   • Must upgrade to add users
   Learn more about QuickBooks Online:

   • Check out QuickBooks Online on their website
   • Explore best alternatives to QuickBooks Online
4. 

   4

   Striven

   Best for all-in-one business management

   • Free plan + 7-day free trial available
   • From $35/user/month

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   Customer Rating:4.7/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Striven is an accounting software platform that brings together core accounting, financial reporting, CRM, inventory, HR, and project management in a single cloud-based system.

   Who Is Striven Best For?

   Striven is a strong fit for small to mid-sized businesses that need accounting and operations managed in one place without piecing together multiple tools.

   Why I Picked Striven

   Striven is one of my top picks because I love how it handles accounting alongside the rest of a business's operations without requiring separate tools. The general ledger, AP, AR, and financial reporting all live in the same system as inventory, HR, and project tracking. In practice, that means my team can run payroll, reconcile accounts, and review project costs without ever leaving the platform. I especially like the built-in business intelligence dashboards, which pull financial and operational data together into one view.

   Striven Key Features

   • Automated billing and invoicing: Generate and send invoices automatically based on project milestones, recurring schedules, or sales orders.
   • Bank reconciliation: Match transactions against bank feeds directly within the platform to keep accounts current.
   • Inventory management: Track stock levels, purchase orders, and product costs alongside your accounting records.
   • Employee time tracking: Log billable and non-billable hours against specific jobs or projects for accurate payroll and job costing.

   Striven Integrations

   Striven offers native integrations with QuickBooks, Microsoft 365, Google Workspace, and Avalara, and it provides an API for custom integrations.

   Pros and Cons

   Pros:

   • Payroll features are directly in the platform
   • Includes built-in inventory and purchasing modules
   • Customizable reporting for entity-level financials

   Cons:

   • Mobile app covers limited accounting tasks
   • Recurring billing setup has limited automation rules
   Learn more about Striven:

   • Check out Striven on their website
5. 

   5

   Ramp

   Best for automated expense management

   • Free plan available; 30-day free trial
   • From $15/user/month

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   Customer Rating:4.8/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Ramp provides AI-driven accounting automation that simplifies financial management for businesses of all sizes. By automating transaction coding and integrating with over 30 leading accounting systems, Ramp reduces manual errors and lets your team focus on strategic financial tasks. This makes it a compelling choice for accounting professionals, CFOs, and enterprises seeking streamlined financial processes.

   Why I Picked Ramp

   I picked Ramp for its exceptional focus on automated expense management, which addresses the core needs of accounting software users. With its AI-powered receipt processing, Ramp eliminates the tedious task of manual data entry by accurately capturing and categorizing expenses in real time. This feature, combined with customizable approval workflows, ensures that your team adheres to spending policies, reducing unauthorized expenses. The seamless integration with major accounting systems further simplifies the reconciliation process, allowing you to maintain precise financial records while freeing up your team to focus on more strategic tasks.

   Ramp Key Features

   In addition to its automated expense management capabilities, Ramp offers several other features that enhance your accounting processes.

   • Smart Vendor Management: This feature helps you track and manage vendor transactions, ensuring timely payments and better cash flow control.
   • Real-Time Reporting: Gain instant insights into your financial data with customizable dashboards and reports that keep your team informed and agile.
   • Virtual Cards: Issue secure virtual cards for online purchases, providing enhanced control over spending limits and reducing the risk of fraud.
   • Automated Bill Payments: Streamline your accounts payable with automated bill payments, allowing you to schedule and track payments effortlessly.

   Ramp Integrations

   Integrations include Xero, QuickBooks, NetSuite, Sage, Workday, Oracle, Microsoft Dynamics 365, FreshBooks, SAP, and Gusto.

   Pros and Cons

   Pros:

   • Comprehensive reporting features
   • Ability to issue multiple virtual cards with customizable controls
   • Automated expense reporting and receipt matching

   Cons:

   • Mostly focuses on accounts payable and spend management
   • Could offer more advanced accounting features
   Learn more about Ramp:

   • Check out Ramp on their website
   • Read my in-depth review of Ramp
   • Explore best alternatives to Ramp
6. 

   6

   Patriot Accounting

   Best for flexible accounting methods

   • 30-day free trial + free demo available
   • From $20/month

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   Customer Rating:4.8/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Patriot Accounting is an online business accounting software specifically designed for small businesses.

   Why I picked Patriot Accounting: Patriot Accounting provides flexibility in accounting methods, allowing you to toggle between cash-basis, modified cash-basis, and accrual accounting. This adaptability ensures that businesses can choose the most appropriate accounting method for their financial tracking and reporting needs. The software also includes automatic bank transaction imports and departmental tracking for income and expenses. 

   Standout features & integrations:

   Features include a simple three-step payroll process, which makes managing payroll straightforward for your team. You can easily handle overtime, bonuses, and time-off accruals, ensuring your payroll needs are met without extra hassle. Moreover, Patriot Accounting allows you to customize user permissions, providing secure access to payroll data for your employees.

   Integrations include QuickBooks, Xero, and Gusto.

   Pros and Cons

   Pros:

   • Mobile-friendly platform
   • Range of payroll features
   • User-friendly interface

   Cons:

   • Limited scalability
   • Lacks advanced features
   Learn more about Patriot Accounting:

   • Check out Patriot Accounting on their website
   • Read my in-depth review of Patriot Accounting
7. 

   7

   InvoiceBerry

   Best for quick invoice creation

   • Free trial available
   • Starting at $15/month

   Visit Website

   Customer Rating:4.8/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   InvoiceBerry is an online invoicing platform built for small businesses and freelancers who want to streamline billing and expense tracking. With its user-friendly interface and automation tools, it simplifies invoicing, payments, and client management—all in one easy-to-use dashboard.

   Why I picked InvoiceBerry: I chose InvoiceBerry for its speed and simplicity in creating professional invoices. Using customizable templates, you can generate invoices in under a minute—ideal for entrepreneurs who want to spend less time on admin and more on growth. The platform also includes expense tracking to monitor business spending, and client management tools to keep payment histories and contact information organized. Additionally, its online payment integrations with Stripe, PayPal, Square, and WePay make it easy for clients to pay directly from their invoices, improving cash flow and convenience.

   Standout features & integrations:

   Features include recurring invoices for regular clients, automated email invoicing for faster delivery, and payment reminders to reduce late or missed payments. These capabilities make InvoiceBerry an efficient tool for maintaining steady cash flow and fostering professional client relationships.

   Integrations include Slack, Trello, ActiveCampaign, DataValidation, Hyperise, Autoklose, Ninja Forms, Klaviyo, Stripe, Square, PayPal, and WePay.

   Pros and Cons

   Pros:

   • Supports multiple online payment options
   • Built-in client and expense tracking
   • Fast, customizable invoice creation

   Cons:

   • Few advanced automation features
   • Limited accounting functionality beyond invoicing
   Learn more about InvoiceBerry:

   • Check out InvoiceBerry on their website
8. 

   8

   Reckon One

   • 30-day free trial available
   • From A$24/month

   Visit Website

   Customer Rating:4.6/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Learn more about Reckon One:

   • Check out Reckon One on their website
   • Read my in-depth review of Reckon One
9. 

   9

   BlackLine

   Best for mid-sized businesses

   • Free demo available
   • Pricing upon request

   Visit Website

   Customer Rating:4.5/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   BlackLine is a cloud-based accounting and financial automation platform streamlining the entire financial close process. This platform can automate accounts receivable and financial closing and supports intercompany accounting management.

   Why I picked BlackLine: BlackLine is not an advanced piece of accounting software—it aims to streamline and modernize the financial close, one of accounting’s largest tasks for mid-sized to larger businesses. As such, BlackLine can complement your general ledger accounting software and take a lot of weight off your accounting and finance teams. Overall, it's definitely a worthwhile feature for companies that are already using SAP because BlackLine’s SAP integration unlocks BlackLine’s prized Smart Close feature.

   Standout features & integrations:

   Features include account reconciliation to help you match transactions and keep your books accurate. You can also use task management to track your financial close processes and assign responsibilities to your team. Additionally, the journal entry automation saves you time by eliminating manual data entry and reducing errors.

   Integrations include SAP, Workday, NetSuite, Sage, QuickBooks, Xero, Microsoft Dynamics, Coupa, and Adaptive Insights.

   Pros and Cons

   Pros:

   • Offers several intercompany accounting management features
   • Automates most of the accounts receivable process
   • Accelerates and improves the financial close process

   Cons:

   • Very little accounts payable automation
   • Only handles accounting and finance tasks
   Learn more about BlackLine:

   • Check out BlackLine on their website
   • Read my in-depth review of BlackLine
10. 

    10

    ZipBooks

    Best for nonprofits

    • Free plan + free trial available
    • From $15/month

    Visit Website

    Customer Rating:4.6/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

    

    ZipBooks offers a free version specifically for nonprofits with unlimited bookkeeping, invoicing, and donor management features.

    Why I picked ZipBooks: ZipBooks provides tools tailored to managing donations and tracking expenses in a straightforward way. Its user-friendly design helps nonprofits stay organized while focusing on their mission rather than administrative tasks. This makes it easier to manage finances and demonstrate accountability to donors and stakeholders.

    Standout features & integrations:

    Features include smart categorization that helps you organize your expenses without much effort. You can track your time and link it directly to your projects for accurate billing. Plus, the built-in reporting tools let you quickly see how your business is doing and where you can improve.

    Integrations include PayPal, Stripe, Square, Gusto, Slack, Google Drive, Google Sheets, QuickBooks, Zapier, and Shopify.

    Pros and Cons

    Pros:

    • Mobile app allows you to request and receive donations on the go
    • Free plan available
    • Customized for nonprofits

    Cons:

    • No phone support
    • Limited features compared to those of paid plans from ZipBooks
    Learn more about ZipBooks:

    • Check out ZipBooks on their website
    • Read my in-depth review of ZipBooks