17 Best Ramp Alternatives Reviewed in 2025
Best Ramp Alternatives Shortlist
Here’s my shortlist of the best Ramp alternatives:
Our one-on-one guidance will help you find the perfect fit.
Ramp is a valuable tool, but if you've worked closely with it, you know it doesn’t fit every team. As operations scale, gaps in customization, international support, or approval workflows can become hard to ignore. That’s usually when finance teams start hunting for Ramp alternatives.
As a financial controller, I’ve handled budget reviews, month-end crunches, and the chaos of expense management across various teams and industries. I know what matters most: a tool that saves time, plays well with your accounting system, and doesn’t create new problems in the process.
I’ve tested and vetted these platforms with that in mind. Each of these Ramp alternatives has been selected for its usability, policy controls, accounting integration, and reporting clarity. If you’re ready for a better fit, this list will help you get there faster.
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What Is Ramp?
Ramp is an expense management platform designed to help businesses track and control their spending. It's typically used by finance professionals, including CFOs and accounting teams, to improve financial oversight and efficiency.
Ramp includes key features like automated expense reporting, real-time tracking, and corporate card management to help your team reduce manual work and gain better financial insights. Overall, the software provides value by simplifying expense processes and offering greater visibility into company spending.
Best Ramp Alternatives Summary
This comparison chart summarizes pricing details for my top Ramp alternative selections to help you find the best one for your budget and business needs.
| Tool | Best For | Trial Info | Price | ||
|---|---|---|---|---|---|
| 1 | Best for ERP integrations | Free demo available | Pricing upon request | Website | |
| 2 | Best for travel management | Free plan available | Pricing upon request | Website | |
| 3 | Best for real-time visibility | Free demo available | Pricing upon request | Website | |
| 4 | Best for accounts payable automation | 30-day free trial | From $29/user/month | Website | |
| 5 | Best for supply chain management | Free demo available | From $11/user/month | Website | |
| 6 | Best for global payments | Free demo available | From $99/month | Website | |
| 7 | Best for high credit limits | Free plan available | From $12/user/month (billed annually) | Website | |
| 8 | Best for cashback rewards | Not available | Free to use | Website | |
| 9 | Best for automated invoicing | Free trial + free plan available | From $50/month (billed annually) + $15/additional user/month | Website | |
| 10 | Best for travel bookings | Free demo available | Pricing upon request | Website |
Why Trust Our Software Reviews
We’ve been testing and reviewing finance and accounting software since 2023. As CFOs ourselves, we know how critical and difficult it is to make the right decision when selecting software. We invest in deep research to help our audience make better software purchasing decisions.
We’ve tested more than 2,000 tools for different finance and accounting use cases and written over 1,000 comprehensive software reviews. Learn how we stay transparent and check out our software review methodology.
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LiveFlow
Visit WebsiteThis is an aggregated rating for this tool including ratings from Crozdesk users and ratings from other sites.4.9 -
Float Financial
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Vena
Visit WebsiteThis is an aggregated rating for this tool including ratings from Crozdesk users and ratings from other sites.4.5
Best Ramp Alternatives Reviews
Below are my detailed summaries of the best Ramp alternatives that made it onto my shortlist. My reviews offer an in-depth look at the key features, pros & cons, integrations, and ideal use cases of each tool to help you find the best one for you.
Airbase is a spend management platform that caters to finance teams looking for better control over company spending. It helps streamline processes like expense tracking, bill payments, and card management.
Why it's a good Ramp alternative: Airbase was built with finance team workflows at the center, offering deep, two-way syncs with major ERPs like NetSuite, Sage Intacct, and QuickBooks Online. Unlike tools that only push data one way, Airbase automates the full lifecycle—from purchase request to payment to reconciliation—while maintaining detailed audit trails and real-time syncing of vendors, GL codes, and custom fields. This level of integration drastically reduces manual entry, ensures cleaner books, and makes month-end closes faster.
Standout features & integrations:
Features include multi-level approval workflows, spend controls, and virtual cards. These features enhance your team's ability to manage expenses efficiently and maintain compliance.
Integrations include QuickBooks, Xero, Sage Intacct, Microsoft Dynamics 365, Oracle, Bill.com, Gusto, Slack, and Zapier.
Pros and cons
Pros:
- Automated approval workflows
- Real-time spend visibility
- Virtual card capabilities
Cons:
- Steep learning curve
- Can be complex for small teams
Navan is a travel and expense management platform designed for companies needing efficient travel booking and expense tracking. It's used by finance teams to streamline the travel process and manage travel-related expenses.
Why it's a good Ramp alternative: Navan excels in travel management, offering features that simplify booking and tracking travel expenses. The platform provides a centralized system for managing travel itineraries and expenses, reducing the hassle of manual tracking. Plus, with automated travel policies and approvals, your team can ensure compliance and control over travel spending.
Standout features & integrations:
Features include automated travel booking, expense reporting, and policy compliance. These features help your team manage travel plans efficiently and ensure expenses align with company policies.
Integrations include SAP Concur, QuickBooks, Xero, NetSuite, Expensify, Slack, Microsoft Outlook, Google Calendar, Salesforce, and Workday.
Pros and cons
Pros:
- Centralized travel expense tracking
- Policy compliance features
- Efficient approval workflows
Cons:
- Limited non-travel features
- Not ideal for small businesses or startups
Spendesk is a spend management tool designed to help finance teams efficiently manage company expenses. It streamlines processes like expense tracking, invoice management, and payment approvals.
Why it's a good Ramp alternative: Spendesk offers real-time visibility into company spending. Every transaction is tracked as it happens, giving finance teams a live view of who’s spending, how much, and why, without waiting for month-end reports or chasing receipts. Additionally, the software’s customizable approval workflows and automated categorization also ensure that every expense is accounted for and mapped to the right budget line, making it easy to spot issues, stay in control, and make faster, more informed decisions.
Standout features & integrations:
Features include customizable spending policies, virtual cards, and automated invoice processing. These features help your team maintain control over company expenses.
Integrations include Xero, QuickBooks, NetSuite, Sage, Slack, Microsoft Teams, Zapier, Google Workspace, FreshBooks, and Expensify.
Pros and cons
Pros:
- Real-time spending insights
- Centralized expense management
- Customizable spending policies
Cons:
- Initial setup complexity
- Requires regular updates
BILL is a cloud-based financial platform that focuses on automating accounts payable and receivable processes for businesses. It's primarily used by finance teams to streamline payment workflows and enhance cash flow management.
Why it's a good Ramp alternative: BILL simplifies the entire AP process from invoice capture to payment, all in one platform. It reduces manual data entry through OCR and integrates directly with major accounting systems like QuickBooks and NetSuite, so you’re not stuck double-handling data. Its approval workflows are easy to set up and scale with your team, giving you better control without slowing things down. Plus, with flexible payment options, such as ACH, check, and virtual card, and clear audit trails, BILL helps you stay compliant while making your AP faster, more accurate, and less of a headache.
Standout features & integrations:
Features include customizable approval workflows, payment scheduling, and electronic invoicing. These features help your team manage financial operations smoothly.
Integrations include QuickBooks, Xero, Sage Intacct, Microsoft Dynamics, Salesforce, Expensify, FreshBooks, Intacct, and Oracle.
Pros and cons
Pros:
- Real-time payment tracking
- Payment scheduling capabilities
- Electronic invoicing options
Cons:
- Limited customization options
- Some feature limitations
Coupa is a business spend management platform that supports procurement, invoicing, and expense management for enterprises. It's used by procurement and finance teams to optimize spending and improve financial processes.
Why it's a good Ramp alternative: Coupa connects procurement, invoicing, and budgeting within one platform, giving finance teams real-time visibility into spend across vendors, logistics, and inventory. Unlike basic expense tools, Coupa allows you to track and control indirect and direct spend tied to the supply chain, helping you manage costs tied to materials, freight, and services before they hit the general ledger.
Standout features & integrations:
Features include spend forecasting, supplier management, and contract management. These features help your team plan and execute purchasing strategies effectively.
Integrations include SAP, Oracle, Salesforce, Microsoft Dynamics, Workday, QuickBooks, Xero, Ariba, and Amazon Business.
Pros and cons
Pros:
- Real-time analytics capabilities
- Comprehensive vendor management
- Spend forecasting features
Cons:
- Requires regular updates
- Not ideal for small teams
Tipalti is a global payables automation platform that helps businesses streamline their accounts payable processes. It's mainly used by finance teams to manage mass payments and ensure compliance with international tax regulations.
Why it's a good Ramp alternative: Tipalti handles complex international payables with ease, supporting payments in 196 countries and 120 currencies, while automating everything from tax compliance to FX conversions. Unlike tools that only bolt on basic global features, Tipalti is built for scale, offering built-in supplier onboarding, multi-entity support, and strong integration with ERP systems. This makes it ideal for finance teams managing cross-border vendors, freelancers, or subsidiaries, where accuracy, speed, and compliance are non-negotiable.
Standout features & integrations:
Features include automated reconciliation, payment scheduling, and fraud detection. These features help your team maintain accuracy and security in financial transactions.
Integrations include QuickBooks, Xero, Sage Intacct, Microsoft Dynamics, Oracle, SAP, Salesforce, Bill.com, and FreshBooks.
Pros and cons
Pros:
- Multi-currency support
- Automated tax compliance
- Fraud detection tools
Cons:
- Complex initial setup
- Limited customization options
Brex is a financial platform offering corporate cards and cash management solutions designed for startups and growing companies. It's used by finance teams to manage company spending and optimize cash flow.
Why it's a good Ramp alternative: Brex bases credit approvals on a company’s cash balance and financial health, making it ideal for startups and growing businesses with strong cash flow. Instead of static credit limits, the software offers dynamic spending power that adjusts with your account activity, allowing well-capitalized companies to access significantly higher limits than traditional corporate cards. This flexibility is especially useful for fast-moving teams that need to scale spend quickly without jumping through hoops.
Standout features & integrations:
Features include automated receipt matching, spend categorization, and rewards programs. These features help your team efficiently manage expenses and maximize benefits.
Integrations include QuickBooks, NetSuite, Xero, Expensify, Slack, Gusto, Rippling, Carta, Zapier, and Plaid.
Pros and cons
Pros:
- Dynamic spending limits
- Real-time expense tracking
- Automated receipt matching
Cons:
- Limited customization options
- Learning curve for new users
Rho is a financial platform designed to help businesses manage their banking, spending, and cash flow. It's primarily used by finance teams to streamline financial operations and optimize company finances.
Why it's a good Ramp alternative: Rho ties real financial benefits directly to your expense management strategy. Unlike many platforms that offer limited or tiered perks, Rho gives you up to 1.5% cashback on all eligible spend, with no categories to track or hoops to jump through. This makes it especially valuable for finance teams focused on maximizing returns without complicating policy enforcement or reconciliation.
Standout features & integrations:
Features include automated expense tracking, cash flow management, and budget forecasting. These features help your team stay on top of financial planning and ensure efficient resource allocation.
Integrations include QuickBooks, Xero, Sage Intacct, Microsoft Dynamics, Oracle, SAP, Salesforce, Slack, and Zapier.
Pros and cons
Pros:
- Customizable spending controls
- Comprehensive financial management
- Automated expense tracking
Cons:
- Limited advanced features
- Not ideal for large enterprises
Pleo is a smart company card solution designed to automate expense reporting and management for businesses. It is primarily used by small to medium-sized companies to simplify financial processes and enhance control over employee spending.
Why it's a good Ramp alternative: Pleo streamlines the entire process from receipt capture to reconciliation, without adding manual steps for your finance team. It automatically extracts data from invoices and receipts, matches them with card transactions, and syncs everything directly with your accounting software, reducing errors and speeding up month-end close. Pleo also lets you set custom approval flows and spending limits, so you stay in control while freeing up time normally spent chasing down paperwork.
Standout features & integrations:
Features include virtual cards for online purchases, spend categorization, and mobile app access. These features provide flexibility and control over company expenses.
Integrations include Xero, QuickBooks, Sage, Microsoft Dynamics 365, Google Workspace, Slack, Dropbox, Expensify, NetSuite, and FreshBooks.
Pros and cons
Pros:
- Automated invoicing capabilities
- Automatic receipt matching
- Spending limits for control
Cons:
- Learning curve for new users
- Limited advanced features
SAP Concur is a travel and expense management solution aimed at helping businesses efficiently manage employee travel and expense processes. It's primarily used by finance and travel management teams to streamline travel bookings and expense reporting.
Why it's a good Ramp alternative: SAP Concur allows employees to book within company policy using preferred vendors while giving finance teams real-time visibility into travel spend. With built-in integrations for major travel providers and automated approval workflows, Concur simplifies compliance and cuts down on manual reconciliation. For teams managing frequent or complex travel, it streamlines the entire process from pre-trip authorization to post-trip reimbursement.
Standout features & integrations:
Features include automated expense reporting, mobile expense capture, and policy compliance tracking. These features help your team manage expenses on the go and ensure adherence to company guidelines.
Integrations include QuickBooks, Salesforce, SAP ERP, Microsoft Dynamics, Oracle, Xero, Lyft, Uber, and American Express.
Other Ramp Alternatives
Here are some additional Ramp alternatives that didn’t make it onto my shortlist, but are still worth checking out:
- Expensify
For receipt scanning
- Mesh Payments
For real-time expense management
- Procurify
For purchase order management
- Float
For cash flow forecasting
- Paylocity
For payroll processing
- ExpensePoint
For expense workflows
- TripLog
For mileage tracking
Ramp Alternatives Selection Criteria
When selecting the best Ramp alternatives to include in this list, I considered common buyer needs and pain points related to expense management products, like cost control and compliance with company policies. I also used the following framework to keep my evaluation structured and fair:
Core Functionality (25% of total score)
To be considered for inclusion in this list, each solution had to fulfill these common use cases:
- Employee expense tracking
- Receipt capture
- Approval workflows
- Reporting and analytics
- Accounting automation and integration
Additional Standout Features (25% of total score)
To help further narrow down the competition, I also looked for unique features, such as:
- AI-driven insights
- Customizable dashboards
- Multi-currency support
- Advanced fraud detection
- Mobile app functionality
Usability (10% of total score)
To get a sense of the usability of each system, I considered the following:
- Intuitive interface
- Easy navigation/ease of use
- Clear instructions
- Minimal learning curve
- Responsive design
Onboarding (10% of total score)
To evaluate the onboarding experience for each platform, I considered the following:
- Availability of training videos
- Interactive product tours
- Access to templates
- Live webinars
- Supportive chatbots
Customer Support (10% of total score)
To assess each software provider’s customer support services, I considered the following:
- 24/7 availability
- Multi-channel support
- Knowledgeable staff
- Quick response times
- Comprehensive help center
Value For Money (10% of total score)
To evaluate the value for money of each platform, I considered the following:
- Transparent pricing
- Flexible plans
- Free trial options
- Return on investment
- Cost-effectiveness
Customer Reviews (10% of total score)
To get a sense of overall customer satisfaction, I considered the following when reading customer reviews:
- Positive feedback
- Common complaints
- User recommendations
- Frequency of updates
- Overall satisfaction rating
Why Look For A Ramp Alternative?
While Ramp is a good choice for expense management software, there are a number of reasons why some users seek out alternative solutions. You might be looking for a Ramp alternative because…
- Your team needs more advanced reporting features
- You're seeking better integration with your existing tools
- You require support for multiple currencies
- Your business operates in regions Ramp doesn't cover
- You need more flexible expense approval workflows
Ramp Key Features
Here are some of the key features of Ramp, to help you contrast and compare what alternative solutions offer:
- Automated Expense Submission: Employees can submit expenses easily through SMS and mobile apps, saving time and reducing errors.
- Pre-Built Budgets: Custom workflows allow your team to request spending from predefined budgets, ensuring proper approvals and budget control.
- Policy Enforcement: Built-in controls help prevent unapproved spending and maintain compliance with auto-enforced limits.
- Real-Time Reporting: Get instant access to spending data, helping your team make timely adjustments and avoid overspending on company credit cards.
- ERP Integration: Syncs with existing systems to speed up monthly closes and ensure compliance without manual review.
- Cost-Saving Identification: Ramp identifies duplicate subscriptions and unused services, helping you find opportunities to cut and divvy up costs.
What's Next?
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