13 Beste Internationale Zahlungs-Gateways im Jahr 2026 Bewertet

FastSpring is an e-commerce platform designed for businesses selling digital products, such as software and online services. It provides tools for global payments, subscription management, and digital storefront creation, catering mainly to digital content creators and software developers.

Why I picked FastSpring: It specializes in digital products, offering features that make it easy for your team to manage online sales and subscriptions. FastSpring handles global transactions with built-in tax compliance, ensuring you can sell your products internationally without hassle. The platform provides customizable storefronts, allowing you to create a branded shopping experience. Additionally, its subscription management tools help you retain customers and manage recurring revenue effectively.

Standout features and integrations:

Features include advanced reporting tools that give you insights into sales performance, automated tax calculation to simplify compliance, and promotional tools that help you drive sales with discounts and offers.

Integrations include Shopify, WordPress, WooCommerce, Zapier, Mailchimp, Google Analytics, Salesforce, HubSpot, Slack, PayPal, and more.

BILL is a cloud-based platform that simplifies and automates accounts payable and receivable processes for small businesses. It allows users to manage invoices, payments, and cash flow more efficiently, reducing manual workload and errors.

Why I picked BILL: It caters specifically to small businesses, offering tools to refine financial operations. BILL automates invoice processing and payment approvals, helping you save time and reduce paperwork. It provides features such as ACH payments and international wire transfers, making it easier for your team to manage cross-border transactions. Additionally, BILL offers detailed cash flow insights, giving you better control over your finances.

Standout features and integrations:

Features include automated workflows that speed up your approval processes, customizable invoicing options to suit your business needs, and real-time cash flow tracking that keeps you updated on your financial status.

Integrations include QuickBooks, Xero, Sage Intacct, NetSuite, Microsoft Dynamics, Expensify, Salesforce, Tallie, Oracle, and more.

Stripe is a payment processing platform popular among businesses of all sizes, from startups to large enterprises. It enables online payments and financial transactions, making it a go-to choice for companies needing to handle international payments.

Why I picked Stripe: It offers extensive global reach with support for multiple currencies and countries, making it an ideal choice for businesses looking to expand internationally. Stripe's features include payment processing, billing, and fraud prevention, all designed to facilitate global transactions. It also provides a customizable checkout experience, allowing you to tailor the payment process to your brand. With its powerful API, your team can easily integrate Stripe into your existing systems. 

Standout features and integrations:

Features include custom billing solutions that adjust to your business needs, a fraud prevention system that helps protect your transactions, and the ability to manage subscriptions and recurring billing with ease.

Integrations include Shopify, WooCommerce, Xero, QuickBooks, Salesforce, NetSuite, Zapier, FreshBooks, Adobe Commerce, Squarespace, and more.

PayPal is a versatile online payment platform widely used by small businesses for its ease of setup and global reach. It facilitates secure transactions, allowing businesses to accept payments from customers worldwide.

Why I picked PayPal: It's particularly beneficial for small businesses due to its straightforward setup and wide acceptance. You can use features like invoicing and payment tracking to manage your transactions efficiently. In my experience, these capabilities help businesses maintain smooth operations with minimal effort. PayPal's buyer and seller protection also adds an extra layer of security, making it a reliable choice for small enterprises.

Standout features & integrations:

Features include invoicing tools that let you create and send professional invoices quickly. Payment tracking helps you monitor your transactions with ease. You also get buyer and seller protection, which supports security for your team and customers.

Integrations include QuickBooks, Shopify, WooCommerce, BigCommerce, Adobe Commerce, Salesforce, Xero, FreshBooks, Squarespace, and Etsy.

GoCardless is an online payment solution designed for businesses of all sizes, focusing on automating recurring payments. It serves industries that rely on subscriptions and membership fees, offering an easy way to handle Direct Debit payments.

Why I picked GoCardless: It specializes in recurring payments, providing a reliable option for businesses with subscription models. GoCardless allows you to easily collect payments through its automated Direct Debit system. It offers features such as flexible payment scheduling, making it easy for you to manage recurring billing. The platform's global reach allows you to collect customer payments from multiple countries, ensuring you can expand your business without payment barriers.

Standout features and integrations:

Features include a user-friendly dashboard that gives you a clear view of your transactions, automated payment retries to reduce failed payments, and real-time notifications to keep you informed of payment statuses.

Integrations include Xero, QuickBooks, Salesforce, Zuora, Sage, KashFlow, and more.

Amazon Pay is an online payment service tailored for businesses of all sizes, focusing on enhancing the shopping experience. It primarily serves merchants looking to offer convenient payment options to their customers, such as buy now, pay later and quick transactions.

Why I picked Amazon Pay: This tool is particularly beneficial for Amazon shoppers, as it integrates with their existing Amazon accounts. You can leverage features like Express Payout and invoice payment capabilities to provide your customers with flexible payment options. These features can enhance customer satisfaction by offering convenience and speed. The integration with major e-commerce platforms makes it easy for your team to implement and use Amazon Pay effectively.

Standout features & integrations:

Features include buy now, pay later with Affirm, Express Payout for quick transactions, and invoice payment capabilities. These features provide you and your customers with flexible payment options, augmenting their shopping experience. 

Integrations include Shopify, Stripe, BigCommerce, WooCommerce, PrestaShop, and Adobe Commerce.

Paddle is a subscription billing and revenue delivery platform tailored for SaaS companies. It helps businesses manage billing, payments, and tax compliance, helping software companies simplify their financial operations.

Why I picked Paddle: It caters specifically to SaaS businesses, providing tools to manage subscriptions and recurring billing with ease. Paddle handles all aspects of payment processing, including global tax compliance, so you can focus on your product. It supports multiple currencies and payment methods, making it easy for your business to operate internationally. Additionally, Paddle’s analytics and reporting tools give you an understanding of your revenue and growth.

Standout features and integrations:

Features include a built-in fraud detection system that protects your transactions, customizable checkout pages that support your brand, and detailed revenue reporting that helps you track business performance.

Integrations include Salesforce, HubSpot, Xero, QuickBooks, Zapier, Slack, Mailchimp, Google Analytics, Stripe, and PayPal.

Flywire is a global payment platform that specializes in processing international payments for educational institutions. It caters primarily to universities and students, facilitating tuition payments and other educational fees across borders.

Why I picked Flywire: It excels in managing education payments, offering tailored solutions for institutions and students. Flywire simplifies the payment process with multiple payment options, including card payments and bank transfers, as well as currency support, making it easier for your team to handle international transactions. The platform provides real-time tracking and transparent fee structures, so both students and institutions know what to expect. Additionally, Flywire offers customer support in multiple languages, supporting the customer experience for international students.

Standout features and integrations:

Features include a customizable payment portal that aligns with your institution's branding, automated reconciliation processes that reduce manual effort, and detailed reporting tools that reveal payment trends.

Integrations include Ellucian, Oracle, SAP, Workday, PeopleSoft, Technolutions Slate, Salesforce, and more.

Authorize.net is a payment gateway solution that caters to small and medium-sized businesses, providing tools for processing payments securely. Its primary function is to facilitate online and in-person transactions while offering fraud prevention features to protect your business and customers.

Why I picked Authorize.net: It excels in fraud protection, offering advanced security measures to safeguard transactions. The platform includes features such as fraud detection tools, which help you minimize risk and protect your revenue. Authorize.net supports multiple payment methods, giving your team flexibility in how you accept payments. Additionally, the platform offers customizable checkout options, allowing you to tailor the purchase experience to your business needs.

Standout features and integrations:

Features include recurring billing options that help you manage subscriptions easily, a virtual terminal for manually processing credit card and ACH payments, and detailed reporting tools that provide awareness of your transactions and financial health.

Integrations include QuickBooks, Shopify, Adobe Commerce, Xero, Zoho Books, WooCommerce, BigCommerce, FreshBooks, Squarespace, PrestaShop, and more.

Nium is a global payment platform designed for enterprises that facilitate cross-border transactions and financial management. It serves large businesses by providing tools for international payments, card issuance, and currency conversion.

Why I picked Nium: It's tailored for enterprise solutions, providing all-in-one services for managing global payments. Nium offers multi-currency accounts, helping your team easily handle transactions in different currencies. The platform supports instant money transfers across numerous countries, supporting your business’s ability to operate internationally. Additionally, Nium provides a secure environment for transactions and compliance with international regulations.

Standout features and integrations:

Features include real-time currency conversion that helps you manage foreign exchange risks, a unified platform for managing multiple financial services, and advanced security measures to protect your transactions.

Integrations include SAP, Oracle, Microsoft Dynamics, Salesforce, Xero, QuickBooks, NetSuite, Stripe, PayPal, Shopify, and more.