13 beste Abrechnungs- und Rechnungserstellungsprogramme im Test 2026

QuickBooks is a complete accounting software solution designed for small- to medium-sized businesses. It manages invoicing, payroll, and expense tracking, allowing you to concentrate on growing your business.

Why I picked QuickBooks: QuickBooks excels in accounting integration, making it a top choice for SMBs needing seamless financial management. Its invoicing feature is straightforward, allowing you to create and send invoices quickly, while an expense tracking tool monitors your spending, ensuring you stay within budget. The payroll management system simplifies employee payments and merges smoothly with your existing accounts.

Standout features and integrations:

Features include the ability to generate detailed financial reports, giving you insights into your business's performance, and also manage your cash flow effectively with its budgeting tools. The tax preparation feature helps you prepare for tax season with minimal stress.

Integrations include PayPal, Shopify, Amazon, Square, TSheets, BILL, Expensify, HubSpot, Salesforce, Mailchimp, and more.

NetSuite is cloud-based enterprise resource planning (ERP) software that serves mid-sized to large businesses. It covers financial management, billing, and order management, providing an all-in-one platform for your business operations.

Why I picked NetSuite: NetSuite excels in ERP integration, offering extensive solutions for businesses needing unified operations management. Its billing feature automates invoicing and payment processing, reducing manual effort. Financial management tools give you a real-time overview of your financial status, helping you make the correct choices. Order management ensures efficient processing and fulfillment, enhancing your operational efficiency.

Standout features and integrations:

Features include advanced financial reporting that gives you insights into your financial performance. You can manage your entire order-to-cash process within the platform, simplifying operations. Customizable dashboards provide real-time data, helping you track key performance indicators effectively.

Integrations include Salesforce, Shopify, Adobe Commerce, HubSpot, Expensify, Avalara, Concur, Adaptive Insights, Docusign, PayPal, and more.

Zoho Invoice is a free cloud-based invoicing software solution perfect for freelancers and small businesses. Zoho Invoice is best for one-off and time-based billing. It simplifies billing, payment collection, and financial tracking, making it a valuable tool for managing your business finances.

Why I picked Zoho Invoice: Zoho Invoice's cost-effective global invoicing system supports multiple currencies and languages. Its recurring invoicing feature helps automate billing for repeat clients, saving you time, while payment reminders ensure you collect payments promptly. Additionally, the time tracking tool integrates billing with project management, providing a comprehensive solution for freelancers.

Standout features and integrations:

Features include customizable templates, allowing you to brand your invoices. You can track expenses easily, helping you manage your costs, and the reporting tools provide an understanding of your financial performance, helping you make strategic decisions.

Integrations include Zoho CRM, Zoho Books, PayPal, Stripe, Slack, Google Drive, Dropbox, OneDrive, Office 365, G Suite, and more.

Wave is a financial software suite designed for freelancers, entrepreneurs, and small startups. It handles invoicing, accounting, and receipt scanning, making your financial management straightforward and efficient.

Why I picked Wave: Wave is tailored for freelancers and startups that need a simple yet effective financial management solution. The invoicing feature allows you to easily generate invoices, while receipt scanning helps you keep track of your expenses. The accounting component lends you a full view of your finances in one place.

Standout features and integrations:

Features include customizable invoice templates to elevate brand consciousness. Monitoring your payments and income helps you understand your cash flow better, while the reporting tools offer details about your financial health, which guides your business decisions.

Integrations include PayPal, Etsy, Zapier, Google Sheets, Slack, Mailchimp, Stripe, Shopify, HubSpot, and more.

Invoice Ninja is a highly flexible billing and invoicing platform ideal for budget-conscious freelancers and small businesses. It provides customizable invoice tracking and expense management at a lower cost.

Why I picked Invoice Ninja: Invoice Ninja is unique for its open-source options, making it highly customizable for tech-savvy users. The invoicing feature supports multiple currencies and languages, which is great for international clients. Time tracking is integrated, allowing you to bill clients accurately, while expense management ensures your spending stays within budget.

Standout features and integrations:

Features include customizable invoice templates that let you align them with your brand identity. The client portal is a convenient way for your clients to view their invoices and make card payments (via credit card or debit card) or bank transfers. Automatic billing for recurring payments saves you time.

Integrations include Zapier, Slack, Stripe, PayPal, Authorize.net, WePay, Mailchimp, Google Analytics, QuickBooks Online, Xero, and more.

Zoho Billing is an online billing software designed for businesses that require efficient subscription management and is built for subscriptions and recurring revenue. It caters to small- to medium-sized enterprises, handling billing, invoicing, and subscription management.

Why I picked Zoho Billing: Zoho Billing excels in subscription management, making it ideal for businesses with recurring billing needs. The software offers automated billing cycles, which save you time and reduce manual errors. Its subscription management feature allows you to handle multiple subscription plans with ease. Additionally, Zoho Billing provides detailed financial reports, helping you track revenue and manage your business finances effectively.

Standout features and integrations:

Features include customizable invoice templates that help you maintain brand consistency. The software supports multiple payment gateways, offering flexibility to your clients. You can also set up automatic payment notifications to ensure timely payments from your customers.

Integrations include Zoho CRM, Zoho Books, Stripe, PayPal, Razorpay, Authorize.net, Worldpay, Braintree, GoCardless, Forte, and more.

PayPal is a widely used online payment processing platform serving individuals and businesses of all sizes. It facilitates online transactions, invoicing, and payment collection, making it easy for you to manage financial transactions.

Why I picked PayPal: PayPal excels in online payment processing, offering a reliable and secure method for handling transactions. Its invoicing feature allows you to send professional invoices quickly and receive payments online, and it supports multiple currencies, which is ideal for businesses with international clients. PayPal's buyer and seller protection ensures that your transactions are safe and secure.

Standout features and integrations:

Features include the ability to set up recurring payments using custom-branded invoices, which is useful for subscription-based services. You can manage your transactions on the go using your mobile device, providing flexibility and convenience.

Integrations include Shopify, WooCommerce, BigCommerce, Xero, QuickBooks, Adobe Commerce, Squarespace, Wix, Salesforce, HubSpot, and more.

Bill4Time is cloud-based billing and invoicing software designed specifically for legal professionals and small law firms. It handles time tracking, project management, and invoicing, enabling you to manage your practice efficiently.

Why I picked Bill4Time: Bill4Time is tailored for legal professionals with features such as trust accounting and LEDES billing, which are crucial for law firms. It offers detailed time tracking, ensuring accurate client billing. Project management tools help you monitor case progress and deadlines. Additionally, the client portal gives your clients easy access to their invoices and payment options.

Standout features and integrations:

Features include customizable invoice templates that align with your firm's branding. Cloud-based accessibility allows you to manage your calendar and appointments remotely, ensuring you never miss important deadlines. The reporting tools provide insights into your firm's financial performance, helping you make informed decisions.

Integrations include QuickBooks Online, PayPal, Stripe, LawPay, Box, NetDocuments, Google Calendar, Microsoft Outlook, and more.

Envoice is a billing- and expense-focused financial automation tool designed for businesses that need to process incoming invoices, track expenses, and manage receipts with minimal manual effort. It’s best suited for teams that deal with high volumes of supplier invoices and want better visibility into payables.

Why I picked Envoice: Envoice is particularly strong in automating invoice intake and expense documentation. Its invoice processing tools extract data from uploaded or emailed invoices, reducing manual data entry and helping speed up approvals. Receipt capture allows teams to digitize and store expense records centrally, while consolidated expense reports make it easier to monitor spend across vendors and departments. For finance teams focused on controlling incoming costs rather than customer billing, Envoice helps keep payables organized and auditable.

Standout features and integrations:

Features include automated invoice data extraction to speed up accounts payable workflows, customizable expense categories for clearer cost tracking, and approval workflows to route invoices and expenses for review before payment. The dashboard provides a real-time view of pending invoices, approved expenses, and overall spend, helping teams avoid missed or delayed payments.

Integrations include Xero, QuickBooks, Sage, FreshBooks, Microsoft Dynamics, NetSuite, SAP, Oracle, Dropbox, Google Drive, OneDrive, and more.

Invoicely is an online invoicing software program designed for small businesses and freelancers. It offers invoicing, expense tracking, and time tracking, making it easier for you to manage your billing needs.

Why I picked Invoicely: Invoicely provides simple invoicing solutions that are easy to use and efficient for small businesses. The invoicing feature lets you create and send invoices with just a few clicks, and expense tracking keeps a close eye on your spending, ensuring you stay within your budget. Time tracking integrates seamlessly, allowing you to bill clients accurately for your work hours.

Standout features and integrations:

Features include invoice generation and time tracking to track billable hours and ensure accurate client billing. Reporting tools provide insights into your company's financial health, helping you make informed decisions.

Integrations include PayPal, Stripe, Mollie, Authorize.net, WePay, Dropbox, and more.