Gusto HR and Payroll Software Review for 2025
Gusto is a HR and payroll provider that helps you manage employee pay, benefits, and compliance. It integrates easily with leading accounting tools like QuickBooks, Xero, and FreshBooks, ensuring efficient data flow across systems.
Gusto is ideal for small to medium-sized businesses—especially those in tech companies or creative agencies who need an efficient way to manage employee details and payroll without the hassle. Overall, the software helps finance professionals maintain payroll accuracy, minimize manual input, and speed up the month-end close.
In this Gusto review, you’ll get a quick breakdown of the software’s core features, pros and cons, ideal use cases, pricing, and more. If payroll tasks slow down your month-end process, this one’s worth a closer look.
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Gusto Evaluation Summary

- From $40/month + $6/user/month
- Free demo available
Gusto Overview
Gusto excels as an HR and payroll software with its intuitive interface and advanced feature set. Compared to other tools, it offers excellent value with seamless integration options and competitive pricing.
The software offers a strong core feature set, including automated payroll processing, contractor payments, and benefits administration. These capabilities make it an ideal fit for service-based firms or companies with hybrid workforces. However, businesses that require in-depth customization or niche compliance tools may find its offerings less advanced than those of more specialized enterprise platforms.
Overall, Gusto stands out as a reliable, efficient HR solution that prioritizes simplicity and user experience—making it a smart choice for growing businesses focused on operational efficiency.
pros
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Gusto’s clean, well-organized dashboard makes it easy for finance teams to onboard quickly and navigate payroll, benefits, and HR functions with minimal training.
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The platform streamlines payroll processing with automatic calculations, direct deposits, and end-to-end tax filing. This helps to reduce manual workload and ensures compliance with federal and state regulations.
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Gusto simplifies benefits management by offering integrated access to health insurance, 401(k) plans, and commuter benefits, all managed within the same platform.
cons
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While support is generally helpful, users may experience delays in response during peak periods, which can be challenging when resolving time-sensitive payroll issues.
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Gusto provides basic reporting suited for small teams, but it lacks the customization and depth of data analytics required for larger corporations and enterprises.
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The platform offers limited flexibility for tailoring workflows, fields, or integrations, making it less ideal for companies with specialized HR or accounting requirements.
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How We Test & Score Tools
We’ve spent years building, refining, and improving our software testing and scoring system. The rubric is designed to capture the nuances of software selection and what makes a tool effective, focusing on critical aspects of the decision-making process.
Below, you can see exactly how our testing and scoring works across seven criteria. It allows us to provide an unbiased evaluation of the software based on core functionality, standout features, ease of use, onboarding, customer support, integrations, customer reviews, and value for money.
Core Functionality (25% of final scoring)
The starting point of our evaluation is always the core functionality of the tool. Does it have the basic features and functions that a user would expect to see? Are any of those core features locked to higher-tiered pricing plans? At its core, we expect a tool to stand up against the baseline capabilities of its competitors.
Standout Features (25% of final scoring)
Next, we evaluate uncommon standout features that go above and beyond the core functionality typically found in tools of its kind. A high score reflects specialized or unique features that make the product faster, more efficient, or offer additional value to the user.
We also evaluate how easy it is to integrate with other tools typically found in the tech stack to expand the functionality and utility of the software. Tools offering plentiful native integrations, 3rd party connections, and API access to build custom integrations score best.
Ease of Use (10% of final scoring)
We consider how quick and easy it is to execute the tasks defined in the core functionality using the tool. High scoring software is well designed, intuitive to use, offers mobile apps, provides templates, and makes relatively complex tasks seem simple.
Onboarding (10% of final scoring)
We know how important rapid team adoption is for a new platform, so we evaluate how easy it is to learn and use a tool with minimal training. We evaluate how quickly a team member can get set up and start using the tool with no experience. High scoring solutions indicate little or no support is required.
Customer Support (10% of final scoring)
We review how quick and easy it is to get unstuck and find help by phone, live chat, or knowledge base. Tools and companies that provide real-time support score best, while chatbots score worst.
Customer Reviews (10% of final scoring)
Beyond our own testing and evaluation, we consider the net promoter score from current and past customers. We review their likelihood, given the option, to choose the tool again for the core functionality. A high scoring software reflects a high net promoter score from current or past customers.
Value for Money (10% of final scoring)
Lastly, in consideration of all the other criteria, we review the average price of entry level plans against the core features and consider the value of the other evaluation criteria. Software that delivers more, for less, will score higher.
Core Features
Automated Payroll Processing: Gusto handles all your payroll calculations automatically, saving you time and reducing errors. You can run payroll with just a few clicks, ensuring employees are paid accurately and on time.
Tax Filing: Gusto automatically calculates and files your payroll taxes, keeping you compliant with government regulations. This helps take the hassle out of tax season and bookkeeping by managing quarterly and annual filings.
Employee Benefits Management: Easily manage health insurance, retirement plans, and more through Gusto's benefits platform. Your team can enroll in benefits with minimal effort, enhancing employee satisfaction.
Time Tracking: Gusto offers built-in time tracking so your employees can clock in and out seamlessly. This feature also ensures accurate payroll by integrating directly with your timesheets.
Direct Deposit: With Gusto, you can pay your employees through direct deposit quickly and securely. In such, you eliminate the need for paper checks and pay stubs, and simplify payday for everyone.
HR Tools: Gusto provides essential HR tools for onboarding, employee self-service, and document management. This way, you can streamline your HR processes by keeping everything in one place.

Ease of Use
Gusto offers a user-friendly experience, designed to make payroll and human resources tasks simple for your team. Its intuitive layout makes navigation effortless, helping users quickly find what they need without confusion. Plus, with easy-to-use tools for payroll, benefits administration, and onboarding, Gusto minimizes the learning curve, making it accessible even for first-time users. Additional features like automated tax filing and employee self-onboarding also contribute to its ease of use, helping teams save time and avoid common administrative headaches.

Gusto Specs
- API
- Application Tracking
- Approval Workflows
- Attendance Tracking
- Budgeting
- Calendar Management
- Compliance Tracking
- Dashboard
- Data Export
- Data Import
- Data Visualization
- Employee Database
- Employee Incentive Management
- Employee Onboarding
- Expense Tracking
- External Integrations
- Feedback Management
- Forecasting
- Multi-Currency
- Multi-User
- Notifications
- Payroll
- Scheduling
- Tax Management
- Time Management
- Timesheets
- Travel Management
- Vacation & Absence Calendar
Gusto FAQs
How does Gusto handle employee onboarding?
Can I customize payroll schedules with Gusto?
Is Gusto compliant with labor laws?
How secure is my data with Gusto?
Can Gusto support remote teams?
How does Gusto handle tax filings?
What kind of customer support does Gusto offer?
Does Gusto offer mobile access?
What's Next?
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