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KashFlow Review: Pros, Cons, Features, and Pricing

KashFlow is a cloud-based accounting software designed to simplify bookkeeping for small entities. It is ideal for startups, freelancers, and small retail shops that need straightforward financial management without unnecessary complexity. KashFlow empowers business owners with easy invoicing, expense tracking, and HMRC tax compliance, helping automate everyday bookkeeping tasks and streamline accounting workflows.

In this review, I'll cover KashFlow’s features, pros and cons, use cases, pricing, and functionality, so you can decide if this accounting solution aligns with your financial management needs and goals.

KashFlow Evaluation Summary

KashFlow simplifies small‑business accounting with invoicing, expenses, and payroll.
Rating
4.1 /5
Pricing
  • From £1.35/month
  • 14-day free trial + free demo available

Why Trust Our Software Reviews

KashFlow Overview

In my opinion, KashFlow is a solid accounting system for small businesses looking for a user-friendly accounting solution. KashFlow accounting software offers strong value for money, combining essential bookkeeping, VAT returns, and bank reconciliation tools in a simple dashboard. While KashFlow may not match competitors like QuickBooks or Xero in terms of advanced integrations, its ease of use, responsive support team, and effective onboarding make it accessible for real users with limited accounting experience.

How We Test & Score Tools

We’ve spent years building, refining, and improving our software testing and scoring system. The rubric is designed to capture the nuances of software selection and what makes a tool effective, focusing on critical aspects of the decision-making process.

Below, you can see exactly how our testing and scoring works across seven criteria. It allows us to provide an unbiased evaluation of the software based on core functionality, standout features, ease of use, onboarding, customer support, integrations, customer reviews, and value for money.

Core Functionality (25% of final scoring)

The starting point of our evaluation is always the core functionality of the tool. Does it have the basic features and functions that a user would expect to see? Are any of those core features locked to higher-tiered pricing plans? At its core, we expect a tool to stand up against the baseline capabilities of its competitors.

Standout Features (25% of final scoring)

Next, we evaluate uncommon standout features that go above and beyond the core functionality typically found in tools of its kind. A high score reflects specialized or unique features that make the product faster, more efficient, or offer additional value to the user.

We also evaluate how easy it is to integrate with other tools typically found in the tech stack to expand the functionality and utility of the software. Tools offering plentiful native integrations, 3rd party connections, and API access to build custom integrations score best.

Ease of Use (10% of final scoring)

We consider how quick and easy it is to execute the tasks defined in the core functionality using the tool. High scoring software is well designed, intuitive to use, offers mobile apps, provides templates, and makes relatively complex tasks seem simple.

Onboarding (10% of final scoring)

We know how important rapid team adoption is for a new platform, so we evaluate how easy it is to learn and use a tool with minimal training. We evaluate how quickly a team member can get set up and start using the tool with no experience. High scoring solutions indicate little or no support is required.

Customer Support (10% of final scoring)

We review how quick and easy it is to get unstuck and find help by phone, live chat, or knowledge base. Tools and companies that provide real-time support score best, while chatbots score worst.

Customer Reviews (10% of final scoring)

Beyond our own testing and evaluation, we consider the net promoter score from current and past customers. We review their likelihood, given the option, to choose the tool again for the core functionality. A high scoring software reflects a high net promoter score from current or past customers.

Value for Money (10% of final scoring)

Lastly, in consideration of all the other criteria, we review the average price of entry level plans against the core features and consider the value of the other evaluation criteria. Software that delivers more, for less, will score higher.

Core Features

Invoicing: KashFlow lets you create and send invoices easily, helping manage accounts receivable and improve cash flow.

Expense Tracking: Record and categorize expenses to support bookkeeping and simplify VAT returns.

Tax Management: KashFlow automates VAT calculations and submissions to HMRC, reducing errors and saving time.

Financial Reporting: Generate clear reports to monitor performance and support basic forecasting.

Bank Reconciliation: Match transactions using bank feeds to keep accounts accurate and up to date.

Payroll Management: KashFlow simplifies payroll processing for small teams.

Ease of Use

KashFlow stands out for its user-friendly interface, making it accessible to business owners without accounting backgrounds. The intuitive user interface, clear navigation, and logical workflows help streamline daily bookkeeping and financial management tasks.

Integrations

KashFlow integrates with GearShift, PayPal, iwoca, ConnectMyApps, Dext, MailChimp, Dropbox, and others.

KashFlow also offers an API and connects with third-party integration tools like Zapier to expand its functionality.

KashFlow Specs

  • 2-Factor Authentication
  • Accounts Payable
  • Accounts Receivable
  • API
  • Balance Sheet
  • Billing/Invoicing
  • BitCoin
  • Budgeting
  • Calendar Management
  • Contact Management
  • CRM Integration
  • Customer Management
  • Dashboard
  • Data Export
  • Data Import
  • Data Visualization
  • Expense Tracking
  • External Integrations
  • Forecasting
  • General Account Ledger
  • Inventory Tracking
  • Multi-Currency
  • Multi-User
  • Notifications
  • P&L
  • PayPal
  • Payroll
  • SAP Integration
  • Stripe
  • Supplier Management
  • Tax Management

KashFlow FAQs

Bradley Clifford
By Bradley Clifford

I have 15+ years of experience helping growth-stage companies build finance infrastructure, forecasting tools, and decision-support frameworks. I'm VP of Finance at Black & White Zebra, and previously Senior Director of Finance at Rewind, where I helped cut cash burn from $11M to $2M. I also spent 6 years at Stack Overflow, supporting growth from $20M to $100M through its $1.8B acquisition. I hold an FCCA designation and an MSc in Professional Accountancy.