13 beste Debitorenbuchhaltungs-Software für kleine Unternehmen im Test 2026

Zoho Books is a cloud-based accounting solution ideal for small to medium-sized businesses seeking intuitive AR management. It refines invoicing, tracks expenses, and manages finances to enhance business operations.

Why I picked Zoho Books: Zoho Books offers intuitive AR management that simplifies financial tasks for SMBs. It features automated workflows that reduce manual data entry and errors. The software provides real-time collaboration tools, allowing your finance team to work efficiently. With its integrated dashboard, you can monitor profitability and make calculated decisions.

Standout features and integrations:

Features include automated workflows that simplify invoicing and payment processes. Real-time collaboration tools help your team work together efficiently. The integrated dashboard offers an in-depth look at your financial health.

Integrations include PayPal, Stripe, Square, Office 365, Dropbox, Slack, G Suite, Zapier, Avalara, and more.

Tesorio is an accounts receivable automation tool aimed at larger, small, and medium-sized businesses seeking advanced reporting capabilities. It enhances cash flow management by automating collections and providing clarification on financial operations.

Why I picked Tesorio: Tesorio is designed for larger SMBs that require advanced reporting in AR automation. It offers complete analytics that provide visibility into cash flow and accounts receivable performance. The software includes features such as predictive analytics to forecast cash flow trends. With Tesorio, your team can make knowledgeable decisions based on real-time data.

Standout features and integrations:

Features include predictive analytics that help forecast cash flow and identify trends. The platform provides detailed reporting tools for in-depth financial analysis. Automated collections optimize the AR process, reducing manual tasks.

Integrations include NetSuite, QuickBooks Online, Xero, Sage Intacct, Salesforce, Workday, and more. 

BILL is accounts receivable automation software designed for small and medium-sized businesses that need to expedite payments. It offers ACH and credit card payment options to streamline financial transactions.

Why I picked BILL: BILL's accounts receivable process helps SMBs receive payments faster with ACH and credit card options. The software allows you to automate payment processing, reducing delays. Its user-friendly interface simplifies the setup of payment methods. With customizable payment terms, you can tailor the system to fit your business needs.

Standout features and integrations:

Features include automatic payment scheduling to ensure timely transactions. Invoice tracking helps you monitor payment statuses effectively. The software also offers detailed reporting to provide perspectives on your financial operations.

Integrations include QuickBooks, Xero, Sage Intacct, NetSuite, Salesforce, Microsoft Dynamics, and more.

Billtrust is an AI-driven accounts receivable software designed to improve the order-to-cash process for small businesses. It focuses on automating invoicing, collections, and payment processing to enhance cash flow and efficiency.

Why I picked Billtrust: Billtrust excels in simplifying manual AR tasks for small businesses. Its automated invoicing reduces the need for manual data entry, saving you time. The software's predictive credit management helps manage credit risk effectively. With customizable AR rules, you can tailor the system to fit your business needs.

Standout features and integrations:

Features include predictive credit management to accurately assess credit risks. Cash application automation accelerates the reconciliation process. Real-time analytics improve cash flow forecasting and define accounts receivable performance.

Integrations include SAP, Oracle, Microsoft Dynamics, NetSuite, Salesforce, QuickBooks, Sage, Epicor, Infor, Acumatica, and more.

Invoiced is accounts receivable management software designed for small teams looking to automate AR processes easily. It simplifies invoicing and payment collection, reducing the need for manual intervention and inquiries.

Why I picked Invoiced: Invoiced is ideal for small teams needing straightforward AR automation. It offers features such as automated billing and payment reminders that cut down on manual processes. The software's user-friendly interface ensures your team can quickly adapt to its functionalities. With fewer customer inquiries, you can focus more on growing your business.

Standout features and integrations:

Features include recurring billing to automate regular payments with minimal manual intervention. Payment plans allow you to offer flexible payment options to your clients. The software also provides detailed analytics to give you a clear picture of your receivables.

Integrations include QuickBooks, Xero, NetSuite, Intacct, Salesforce, Zapier, and more.

InvoiceSherpa is an accounts receivable process tailored for small businesses, focused on managing invoices and collections efficiently. It automates the billing process and improves cash flow by reducing the time spent on manual collections.

Why I picked InvoiceSherpa: InvoiceSherpa excels in helping small businesses easily manage their invoices and collections. It offers automated payment reminders, ensuring timely follow-ups with clients. The software allows you to customize reminder schedules to fit your business needs. With its all-in-one dashboard, you can track outstanding invoices and payments in real time.

Standout features and integrations:

Features include customizable reminder schedules that help you manage client communications. The software provides a complete dashboard for tracking outstanding invoices and payments. Automated payment reminders ensure that you follow up with clients consistently.

Integrations include QuickBooks, Xero, FreshBooks, MYOB, Harvest, Stripe, PayPal, Authorize.net, and more.

Upflow is accounts receivable software designed for small businesses aiming to enhance their cash collection processes and reduce DSOs. It helps users track outstanding invoices and manage late payments effectively, ensuring a steady cash flow.

Why I picked Upflow: Upflow is tailored for businesses that need proactive cash collection. It provides tools for tracking unpaid invoices and setting up automated reminders, helping you stay on top of collections. This AR software also offers customizable dunning workflows, allowing you to tailor the collection process to your business's needs. With detailed analytics, you can gain insights into your cash flow and make informed decisions.

Standout features and integrations:

Features include customizable dunning workflows that adapt to your business needs. Automated reminders ensure timely follow-up on unpaid invoices. Detailed analytics offer conclusions about your cash flow and account performance.

Integrations include QuickBooks, Xero, Stripe Billing, NetSuite, HubSpot, Chargebee, and more.

Sage AR Automation is designed for small businesses looking to automate their AR processes. It provides integrated payment acceptance, helping users manage invoicing and payments efficiently.

Why I picked Sage: Sage excels in automating AR workflows with integrated payment options. It allows you to automate invoicing tasks, reducing manual entries. The software supports multiple payment methods, making transactions smoother for your clients. With its automated reminders, you can ensure timely payments without constant follow-ups.

Standout features and integrations:

Features include recurring invoice options that simplify regular payments. Customizable invoicing templates let you tailor documents to your brand. Dashboards provide real-time insights into your receivables.

Integrations include QuickBooks, Microsoft Dynamics, Stripe, Sage Intacct, and more. 

Melio is payment automation software designed for small businesses looking to simplify their payment processes. It simplifies the way businesses handle payments, reducing the need for manual intervention and enhancing efficiency.

Why I picked Melio: Melio automates payment workflows, making it ideal for businesses that want to cut down on manual tasks. It allows you to schedule payments and automate approvals, ensuring that your payment processes are efficient. The software's user-friendly interface makes it easy to manage and track payments. With Melio, your team can focus on more strategic tasks rather than repetitive payment processes.

Standout features and integrations:

Features include the ability to schedule payments and automate approvals, which refines the payment process. The platform offers a user-friendly interface that simplifies payment tracking. You can also manage multiple payment methods in one place, increasing convenience for your business.

Integrations include QuickBooks, Xero, Gusto, Shopify, and more. 

Centime is a finance automation suite tailored for small and medium-sized businesses, focusing on automating AR and AP processes inside your ERP system. It enhances cash management by organizing recurring invoice delivery, overdue invoice collections, and payments, providing a full solution for financial operations.

Why I picked Centime: Centime offers all-in-one AR and AP automation, making it ideal for SMBs looking to unify their financial processes. It features AI-powered workflows that minimize manual intervention in collections and payments. The software includes a customer payment portal to facilitate smooth transactions. With easy integration with popular ERP systems, Centime ensures efficient data synchronization and cash reconciliation.

Standout features and integrations:

Features include AI-driven workflows that automate collections and payments, reducing manual tasks. The customer payment portal supports various payment methods, increasing convenience. Automated invoice delivery ensures prompt and accurate billing.

Integrations include QuickBooks, NetSuite, Sage Intacct, and more.