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Managing multiple budgets across departments, clients, or investment portfolios requires tools that are accurate, efficient, and easy to use. While Quicken may have worked well in the past, recurring sync issues and scattered spreadsheets might have you second-guessing if it's still the right solution for you.

As a digital software expert with a background in financial management, I’ve helped countless finance professionals and executives identify the right tools to support everything from day-to-day budgeting to long-term strategic planning. I’ve seen firsthand how the right solution can streamline operations, enhance accuracy, and save valuable time.

Drawing on this experience, I’ve evaluated a range of Quicken alternatives and assessed each one for usability, pricing, and overall functionality. This guide is built to help you navigate your options with clarity and confidence, so you can make a well-informed switch to a tool that supports your financial goals.

What Is Quicken?

Quicken is a personal finance management software that helps you keep track of your cash flow and expenses. It's commonly used by financial professionals and individuals who need to manage budgets, track expenses, and forecast financial outcomes. 

Key features of Quicken often include budgeting, expense tracking, and reporting to help you support your need for clear and organized financial oversight. Overall, Quicken provides value by helping you maintain financial control and make informed decisions.

Best Quicken Alternatives Summary

This comparison chart summarizes pricing details for my top Quicken alternative selections to help you find the best one for your budget and business needs.

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Best Quicken Alternatives Reviews

Below are my detailed summaries of the best Quicken alternatives that made it onto my shortlist. My reviews offer an in-depth look at the key features, pros & cons, integrations, and ideal use cases of each tool to help you find the best one for you.

Best for automated investing

  • Free demo available
  • From 0.25% for assets up to $1M, annually

Betterment is an online investment platform geared towards individuals looking for automated financial planning and investment management. It helps users with portfolio diversification, tax optimization, and retirement planning.

Why it's a good Quicken alternative: Betterment offers automated investing, which simplifies financial management for you and your team. Its goal-based investment strategies can be customized to align with your financial objectives. The platform also provides tax-loss harvesting to enhance your returns. 

Standout features & integrations:

Features include personalized financial advice to help you make informed decisions. Betterment also offers cash management features for effective day-to-day financial oversight.

Integrations include TurboTax, Xero, QuickBooks, Plaid, Capital One, Charles Schwab, Vanguard, Fidelity, TD Ameritrade, and E*TRADE.

Pros and cons

Pros:

  • Automated portfolio management
  • Goal-based investment strategies
  • Tax-loss harvesting feature

Cons:

  • Limited customization options
  • Not ideal for active traders

Best for flexible financial planning

  • 34-day free trial
  • From $14.99/month

YNAB is a budgeting software that helps users allocate funds, track expenses, and build better financial habits.

Why it's a good Quicken alternative: YNAB offers a dynamic, envelope-based budgeting approach that prioritizes real-time cash flow management over rigid forecasting. Unlike Quicken’s often static and report-heavy interface, YNAB emphasizes allocating every dollar to a job, empowering business owners to adapt quickly to changing expenses and priorities. Plus, its intuitive tools for goal tracking, customizable categories, and seamless bank syncing make it easier for small business users to respond to seasonal fluctuations and unpredictable costs.

Standout features & integrations:

Features include detailed spending reports that help you analyze where your money goes. The software’s mobile app also enables on-the-go budgeting, making it easy to update transactions in real time. 

Integrations include PayPal, Chase, Bank of America, Wells Fargo, American Express, Citi, Capital One, Discover, USAA, and Fidelity.

Pros and cons

Pros:

  • Real-time budget updates
  • Supports goal setting
  • Detailed financial reports

Cons:

  • No investment tracking
  • Higher learning curve for beginners

Best for collaborative budgeting

  • Free trial available
  • From $8.33/month (billed annually)

Monarch Money is a finance management tool designed for individuals and small businesses who want to manage their budgets and expenses collaboratively, either within their team or with clients. It offers features that help users track spending, set financial goals, and analyze financial health.

Why it's a good Quicken alternative: Monarch Money offers real-time multi-user access, allowing team members, clients, or financial stakeholders to manage budgets, track transactions, and monitor financial goals collectively. Unlike Quicken, which is traditionally built for individual use and desktop-based environments, the software’s cloud-first approach facilitates seamless collaboration and visibility across devices and users.

Standout features & integrations:

Features include goal tracking to help you set and monitor progress towards financial objectives. The software’s real-time updates also offer immediate insights into your financial status.

Integrations include Plaid, Chase, Bank of America, Wells Fargo, Citibank, Capital One, American Express, Discover, USAA, and Ally Bank.

Pros and cons

Pros:

  • Intuitive user interface
  • Effective goal tracking
  • Customizable financial insights

Cons:

  • Limited investment tracking
  • No bill payment feature

Best for Google Sheets integration

  • 30-day free trial
  • From $12/month
Visit Website
Rating: 4/5

Tiller Money is a financial management tool designed for individuals and small businesses who want to manage their finances through automated spreadsheets. It allows users to track expenses, create budgets, and gain insights into their financial health.

Why it's a good Quicken alternative: Tiller Money seamlessly integrates with Google Sheets, making it easy for you to customize financial tracking and reporting. The software’s automated data feeds update your spreadsheets daily, ensuring your financial data is always current. In addition, its customizable templates provide flexibility in how you manage budgets and expenses. Together, these features support a personalized approach to financial management that Quicken may not offer.

Standout features & integrations:

Features include daily email summaries and collaboration support to help teams stay on top of daily cash flow. Tiller Money also provides bank-level security and private data control to ensure data integrity and privacy. 

Integrations include Google Sheets, Microsoft Excel, Chase, Bank of America, Wells Fargo, Citibank, Capital One, American Express, Discover, USAA, and Ally Bank.

Pros and cons

Pros:

  • Automated daily data updates
  • Flexible budgeting tools
  • Detailed financial insights

Cons:

  • Limited mobile app functionality
  • Learning curve for beginners

Best for free money management tools

  • Free

Mint is a finance management tool designed for individuals and startups who want to track their spending and manage budgets effectively. It offers users the ability to monitor financial accounts, set budgets, and receive bill reminders.

Why it's a good Quicken alternative: Mint is built on an intuitive, cloud-based interface that offers real-time tracking of expenses, categorization of transactions, and customizable budgeting, all without a subscription fee. Overall, the software simplifies financial oversight with automated bank syncing, cash flow monitoring, and basic financial reports, making it ideal for small businesses looking for a cost-effective, low-maintenance solution to manage their finances efficiently.

Standout features & integrations:

Features include personalized insights that offer tailored financial advice. Mint also provides investment tracking to give you a complete view of your financial picture.

Integrations include PayPal, Chase, Bank of America, Wells Fargo, American Express, Citi, Capital One, Discover, USAA, and Fidelity.

Pros and cons

Pros:

  • Automatic transaction categorization
  • Custom budget setting
  • Investment tracking

Cons:

  • Limited customization options
  • Limited customer support options

Best for privacy and security

  • Free trial available
  • From $49.99 (one-time purchase)

Moneydance is a finance management application designed for individuals who prioritize privacy and security in managing their finances. It offers features like online banking, bill payment, budgeting, and investment portfolio tracking.

Why it's a good Quicken alternative: Moneydance provides strong privacy features, ensuring your business’ financial data remains secure. It stores all financial data locally on the user’s device by default, significantly reducing exposure to online threats or data breaches. For businesses handling sensitive financial records, this local storage model eliminates reliance on third-party servers and aligns well with data protection practices.

Standout features & integrations:

Features include multi-currency support that allows you to manage international finances. The software also offers detailed reporting with graphs to visualize your financial data. 

Integrations include PayPal, Chase, Bank of America, Wells Fargo, American Express, Citi, Capital One, Discover, USAA, and Fidelity.

Pros and cons

Pros:

  • Strong privacy features
  • Multi-currency transaction support
  • Detailed financial reporting

Cons:

  • Limited mobile app features
  • Limited customization options

Best for financial forecasting

  • Free plan available
  • From $26/month (billed annually)

PocketSmith is a finance platform designed for individuals and small businesses who want to manage their money with a forward-looking approach. It helps users track spending, plan budgets, and forecast future financial scenarios.

Why PocketSmith is a good Quicken alternative: PocketSmith lets you forecast your finances for up to 30 years into the future using its calendar-based planning tool. You can also test several different financial scenarios, helping you visualize the long-term impact of your decisions. Additionally, PocketSmith offers flexible budgeting options, helping you to set up budgets that fit your current business needs.

Standout features & integrations:

Features include multi-currency support that lets you track accounts and budgets in different currencies, making it easier to manage international finances. You can also create detailed income and expense reports to help you analyze your spending patterns over time.

Integrations include Xero, QuickBooks, Zoho Marketing Automation, SalesBlink, DataScope, and Glances.

Pros and cons

Pros:

  • Supports multiple currencies and assets
  • Provides detailed income and expense reports
  • Includes scenario testing for financial planning

Cons:

  • Lacks bill payment functionality
  • Doesn't support investment tracking

Best for investment strategies

  • Free demo available
  • Pricing upon request

Empower is a financial planning platform that helps businesses and individuals track spending, manage goals, and plan investments. It’s built for users who want a hands-on approach to their finances with the support of digital tools and human advisors.

Why Empower is a good Quicken alternative: Empower offers strong, real-time portfolio monitoring with automatic syncing of investment accounts, detailed asset allocation breakdowns, and performance benchmarking. It provides a streamlined, cloud-based platform that delivers clear insights into investment health, expense ratios, and hidden fees, making it ideal for small business owners who want intuitive, hands-off investment oversight integrated with broader financial visibility.

Standout features & integrations:

Features include the ability to link all your accounts to get a real-time view of your full financial picture. There’s also a budgeting tool that lets you track spending by category and set monthly goals.

Integrations include Fidelity, Vanguard, Charles Schwab, E*TRADE, Merrill, Bank of America, Chase, Wells Fargo, Citi, and USAA.

Pros and cons

Pros:

  • Offers tailored investment strategies
  • Includes tax optimization features
  • Allows customization of portfolios

Cons:

  • Requires a high minimum investment
  • Lacks support for manual transaction entries

Best for subscription management

  • Free trial available
  • Pricing upon request

Rocket Money is a finance app designed for individuals who want to monitor spending, manage subscriptions, and automate savings. It helps users take control of recurring expenses and stay on top of their financial goals.

Why Rocket Money is a good Quicken alternative: Rocket Money provides automated tracking, cancellation assistance, and insightful reporting on recurring expenses, all without the complexity of traditional accounting tools. The software focuses specifically on simplifying financial oversight by flagging hidden or rising subscription costs, thereby helping businesses reduce unnecessary spending. 

Standout features & integrations:

Features include an automated savings plan that adjusts based on your spending habits, helping you reach your financial goals without much effort. The app also provides a net worth tracker, giving you a clear picture of your assets and debts over time.

Integrations include Bank of America, Chase, Wells Fargo, Citi, Capital One, American Express, Discover, US Bank, PNC, and TD Bank.

Pros and cons

Pros:

  • Offers automatic savings transfers
  • Tracks net worth over time
  • Displays spending insights with visuals

Cons:

  • Charges extra for bill negotiation savings
  • Lacks real-time syncing for free users

Best for Mac users

  • 30-day free trial
  • From $4.99/month (billed annually)

Banktivity is a finance app built specifically for macOS and iOS users who want to manage their money across devices. It helps businesses and individuals budget, track spending, and monitor investments in one place.

Why Banktivity is a good Quicken alternative: Banktivity provides users with a macOS-native design, seamless integration with Apple’s ecosystem, and powerful business-focused features like multi-account budgeting, investment tracking, and real-time bank syncing. Unlike many finance apps that cater primarily to individuals, Banktivity also offers customizable reporting tools and envelope budgeting that help small business owners maintain financial visibility and control. 

Standout features & integrations:

Features include customizable financial reports that let you analyze income and expenses over time. The app also supports multiple user profiles, allowing you to manage separate finances within the same account.

Integrations include Bank of America, Chase, Wells Fargo, Citibank, Capital One, American Express, TD Bank, Fidelity Investments, Charles Schwab, and E*TRADE.

Pros and cons

Pros:

  • Supports multi-currency and crypto accounts
  • Provides envelope and calendar budgeting
  • Includes scheduled transactions and forecasting

Cons:

  • Mobile app lacks full desktop features
  • Requires manual fixes for some imports

Other Quicken Alternatives

Here are some additional Quicken alternatives that didn’t make it onto my shortlist, but are still worth checking out:

  1. Microsoft Excel

    For data analysis tools

  2. CountAbout

    For importing Quicken data

  3. Wave

    For freelancers and small businesses

  4. Odoo Accounting

    For integrated business operations

  5. Float

    For real-time expense management

  6. EveryDollar

    For zero-based budgeting

  7. Xero

    For cloud-based accounting

  8. Moneyspire

    For desktop financial management

  9. Wealthica

    For investment tracking

  10. Plaid

    For financial data connectivity

  11. Goodbudget

    For envelope budgeting

Quicken Alternatives Selection Criteria

When selecting the best Quicken alternatives to include in this list, I considered common buyer needs and pain points related to financial software, like budget tracking and expense categorization. I also used the following framework to keep my evaluation structured and fair:

Core Functionality (25% of total score) 

To be considered for inclusion in this list, each solution had to fulfill these common use cases:

  • Track expenses
  • Create budgets
  • Monitor account balances
  • Generate financial reports
  • Categorize transactions

Additional Standout Features (25% of total score) 

To help further narrow down the competition, I also looked for unique features, such as:

  • Automated investment tracking
  • Multi-currency support
  • Real-time collaboration
  • Advanced financial forecasting
  • Manages invoicing
  • Comprehensive mobile/budgeting app

Usability (10% of total score) 

To get a sense of the usability of each system, I considered the following:

  • Intuitive interface
  • Easy navigation for Windows and Mac
  • Customizable dashboards
  • Responsive design
  • Accessibility features
  • Integrates with several financial institutions

Onboarding (10% of total score) 

To evaluate the onboarding experience for each platform, I considered the following:

  • Availability of training videos
  • Interactive product tours
  • Access to webinars
  • Pre-built templates
  • Chatbot assistance

Customer Support (10% of total score) 

To assess each software provider’s customer support services, I considered the following:

  • 24/7 availability
  • Multiple contact methods
  • Response time
  • Knowledge base resources
  • Personalized support

Value For Money (10% of total score) 

To evaluate the value for money of each platform, I considered the following:

  • Competitive pricing
  • Flexibility in plans
  • Transparent pricing structure
  • Features offered for the price
  • Return on investment

Customer Reviews (10% of total score) 

To get a sense of overall customer satisfaction, I considered the following when reading customer reviews:

  • Consistency in positive feedback
  • Commonly mentioned pain points
  • User experience insights
  • Feedback on customer service
  • Overall satisfaction ratings

Why Look For A Quicken Alternative?

While Quicken is a valuable software, there are a number of reasons why some users seek out alternative solutions. You might be looking for a Quicken alternative because…

  • You need better mobile app functionality
  • You're looking for more affordable pricing
  • You want enhanced collaboration features
  • Your team requires multi-currency support
  • You need a solution with global accessibility
  • You're frustrated with limited customer support

Whatever the reason, make sure that your Quicken alternative meets similar requirements, and is able to scale as your business grows to ensure that you get the best solution for your team.

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Kianna Walpole
By Kianna Walpole

Kianna Walpole is the Editor of The CFO Club. Her specializations include financial management, risk assessment, and digital software.