21 beste Quicken-Alternativen im Test 2026

Banktivity is a finance app built specifically for macOS and iOS users who want to manage their money across devices. It helps businesses and individuals budget, track spending, and monitor investments in one place.

Why Banktivity is a good Quicken alternative: Banktivity provides users with a macOS-native design, seamless integration with Apple’s ecosystem, and powerful business-focused features like multi-account budgeting, investment tracking, and real-time bank syncing. Unlike many finance apps that cater primarily to individuals, Banktivity also offers customizable reporting tools and envelope budgeting that help small business owners maintain financial visibility and control. 

Standout features & integrations:

Features include customizable financial reports that let you analyze income and expenses over time. The app also supports multiple user profiles, allowing you to manage separate finances within the same account.

Integrations include Bank of America, Chase, Wells Fargo, Citibank, Capital One, American Express, TD Bank, Fidelity Investments, Charles Schwab, and E*TRADE.

Betterment is an online investment platform geared towards individuals looking for automated financial planning and investment management. It helps users with portfolio diversification, tax optimization, and retirement planning.

Why it's a good Quicken alternative: Betterment offers automated investing, which simplifies financial management for you and your team. Its goal-based investment strategies can be customized to align with your financial objectives. The platform also provides tax-loss harvesting to enhance your returns. 

Standout features & integrations:

Features include personalized financial advice to help you make informed decisions. Betterment also offers cash management features for effective day-to-day financial oversight.

Integrations include TurboTax, Xero, QuickBooks, Plaid, Capital One, Charles Schwab, Vanguard, Fidelity, TD Ameritrade, and E*TRADE.

YNAB is a budgeting software that helps users allocate funds, track expenses, and build better financial habits.

Why it's a good Quicken alternative: YNAB offers a dynamic, envelope-based budgeting approach that prioritizes real-time cash flow management over rigid forecasting. Unlike Quicken’s often static and report-heavy interface, YNAB emphasizes allocating every dollar to a job, empowering business owners to adapt quickly to changing expenses and priorities. Plus, its intuitive tools for goal tracking, customizable categories, and seamless bank syncing make it easier for small business users to respond to seasonal fluctuations and unpredictable costs.

Standout features & integrations:

Features include detailed spending reports that help you analyze where your money goes. The software’s mobile app also enables on-the-go budgeting, making it easy to update transactions in real time. 

Integrations include PayPal, Chase, Bank of America, Wells Fargo, American Express, Citi, Capital One, Discover, USAA, and Fidelity.

CountAbout is a finance management tool designed for users who want to track their finances and budgets effectively. It provides you with the ability to import data, manage transactions, and customize financial reports.

Why it's a good Quicken alternative: CountAbout allows you to import Quicken data, making the transition smooth for existing Quicken users. It offers customizable transaction categories, helping you tailor your financial tracking to your needs. The platform also supports automatic transaction downloads, keeping your data current and reducing manual entry. 

Standout features & integrations:

Features include customizable transaction categories that let you organize your finances the way you prefer. The budgeting tool also helps you set and achieve financial goals. Additionally, CountAbout offers running balances to keep track of your account status at a glance.

Integrations include PayPal, Chase, Bank of America, Wells Fargo, American Express, Citi, Capital One, Discover, USAA, and Fidelity.

Moneydance is a finance management application designed for individuals who prioritize privacy and security in managing their finances. It offers features like online banking, bill payment, budgeting, and investment portfolio tracking.

Why it's a good Quicken alternative: Moneydance provides strong privacy features, ensuring your business’ financial data remains secure. It stores all financial data locally on the user’s device by default, significantly reducing exposure to online threats or data breaches. For businesses handling sensitive financial records, this local storage model eliminates reliance on third-party servers and aligns well with data protection practices.

Standout features & integrations:

Features include multi-currency support that allows you to manage international finances. The software also offers detailed reporting with graphs to visualize your financial data. 

Integrations include PayPal, Chase, Bank of America, Wells Fargo, American Express, Citi, Capital One, Discover, USAA, and Fidelity.

Tiller Money is a financial management tool designed for individuals and small businesses who want to manage their finances through automated spreadsheets. It allows users to track expenses, create budgets, and gain insights into their financial health.

Why it's a good Quicken alternative: Tiller Money seamlessly integrates with Google Sheets, making it easy for you to customize financial tracking and reporting. The software’s automated data feeds update your spreadsheets daily, ensuring your financial data is always current. In addition, its customizable templates provide flexibility in how you manage budgets and expenses. Together, these features support a personalized approach to financial management that Quicken may not offer.

Standout features & integrations:

Features include daily email summaries and collaboration support to help teams stay on top of daily cash flow. Tiller Money also provides bank-level security and private data control to ensure data integrity and privacy. 

Integrations include Google Sheets, Microsoft Excel, Chase, Bank of America, Wells Fargo, Citibank, Capital One, American Express, Discover, USAA, and Ally Bank.

Monarch Money is a finance management tool designed for individuals and small businesses who want to manage their budgets and expenses collaboratively, either within their team or with clients. It offers features that help users track spending, set financial goals, and analyze financial health.

Why it's a good Quicken alternative: Monarch Money offers real-time multi-user access, allowing team members, clients, or financial stakeholders to manage budgets, track transactions, and monitor financial goals collectively. Unlike Quicken, which is traditionally built for individual use and desktop-based environments, the software’s cloud-first approach facilitates seamless collaboration and visibility across devices and users.

Standout features & integrations:

Features include goal tracking to help you set and monitor progress towards financial objectives. The software’s real-time updates also offer immediate insights into your financial status.

Integrations include Plaid, Chase, Bank of America, Wells Fargo, Citibank, Capital One, American Express, Discover, USAA, and Ally Bank.

Microsoft Excel is a spreadsheet software widely used by professionals across various industries for data analysis and financial modeling. It allows users to organize data, perform complex calculations, and create visual representations like charts and graphs.

Why it's a good Quicken alternative: Microsoft Excel offers powerful data analysis tools, making it ideal for users who need to perform in-depth financial analysis. With its customizable formulas, you can tailor calculations to fit specific needs. The pivot tables feature also helps you summarize and explore data efficiently, providing users with a detailed and flexible approach to managing finances.

Standout features & integrations:

Features include conditional formatting, allowing you highlight data based on specific rules. The software’s charting tools and customizable cells also provide visual insights into your data that can be updated and changed at any time.

Integrations include Microsoft Teams, Microsoft Power BI, Microsoft SharePoint, Microsoft OneDrive, Microsoft PowerPoint, Microsoft Word, Microsoft Outlook, Microsoft Dynamics 365, Microsoft Azure, and Microsoft Access.

Empower is a financial planning platform that helps businesses and individuals track spending, manage goals, and plan investments. It’s built for users who want a hands-on approach to their finances with the support of digital tools and human advisors.

Why Empower is a good Quicken alternative: Empower offers strong, real-time portfolio monitoring with automatic syncing of investment accounts, detailed asset allocation breakdowns, and performance benchmarking. It provides a streamlined, cloud-based platform that delivers clear insights into investment health, expense ratios, and hidden fees, making it ideal for small business owners who want intuitive, hands-off investment oversight integrated with broader financial visibility.

Standout features & integrations:

Features include the ability to link all your accounts to get a real-time view of your full financial picture. There’s also a budgeting tool that lets you track spending by category and set monthly goals.

Integrations include Fidelity, Vanguard, Charles Schwab, E*TRADE, Merrill, Bank of America, Chase, Wells Fargo, Citi, and USAA.

PocketSmith is a finance platform designed for individuals and small businesses who want to manage their money with a forward-looking approach. It helps users track spending, plan budgets, and forecast future financial scenarios.

Why PocketSmith is a good Quicken alternative: PocketSmith lets you forecast your finances for up to 30 years into the future using its calendar-based planning tool. You can also test several different financial scenarios, helping you visualize the long-term impact of your decisions. Additionally, PocketSmith offers flexible budgeting options, helping you to set up budgets that fit your current business needs.

Standout features & integrations:

Features include multi-currency support that lets you track accounts and budgets in different currencies, making it easier to manage international finances. You can also create detailed income and expense reports to help you analyze your spending patterns over time.

Integrations include Xero, QuickBooks, Zoho Marketing Automation, SalesBlink, DataScope, and Glances.