17 Beste Buchhaltungssoftware für kleine Unternehmen im Test für 2026

QuickBooks Online is a scalable accounting software that can accommodate the needs of small businesses as they grow and expand their operations. It's also the most widely used accounting software among small business owners.

Why I picked QuickBooks: I like QuickBooks Online because it’s accounting software that’s specifically designed for users with no previous accounting experience, so anyone can use it. You can use QuickBooks to track your income, expenses, and profits so you know how your business is doing.

This software will adapt to the accounting needs of your business as it grows.

QuickBooks Online Standout Features and Integrations

Standout Features include user-friendly tools to create standard financial statements and your own customized reports. Within Quickbooks, you can create and send invoices to customers, pay bills, automate recurring transactions, and reconcile your business bank accounts.

I really like how Quickbooks automatically organizes your business expenses into the correct tax category throughout the year, so you aren’t in a rush to get everything in order when it’s time to file. You can even sync Quickbooks to the GPS on your phone to track your mileage.

Plus, if you skip the free trial and buy a subscription, Quickbooks gives you free expert setup and 50% off your first three months.

Integrations include Shopify, Square, Gusto, Amazon Business and PayPal, and more than 750 other business applications.

A cloud-based accounting tool, Zoho Books is great for reducing administrative work, allowing for customized sales tax rates for businesses with multiple locations.

Plus, you can access your financial data at any time with their mobile app.

Why I picked Zoho Books: I chose Zoho Books primarily because of its ability to automate several tasks related to sales taxes. Zoho Books can integrate with Avalara to automatically update sales tax rates and applicable exemptions across several locations.

Zoho Books Standout Features and Integrations

Standout Features include its sales tax capabilities, the ability to create automations for repetitive accounting tasks, and its customizable reports that provide insight into your business's financial health.

In my opinion, its financial reporting features really make Zoho Books worth the money. Not only is it easy to track the big metrics like sales revenue and operating expenses, but you can also dig into your cash flows, product returns, and inventory turnover.

Lastly, Zoho Books has several tools for sending payment reminders and categorizing transactions.

Integrations include Avalara, Square, PayPal, Stripe, and more than 50 other apps.

FreshBooks is a cloud-based accounting and invoicing software that helps freelancers and small businesses easily track time, invoice clients, and manage expenses.

Why I picked Freshbooks: I really like the automated invoicing features, but FreshBooks’ financial reporting capabilities are really nice too. They allow you to easily track your business’s financial performance right from your main dashboard.

The software can generate all of the standard financial statements—balance sheet, statement of profit and loss, cash flow statement—so you can make informed business decisions.

Freshbooks Standout Features and Integrations

Standout Features include automated invoicing features to schedule invoices to be sent out at specified intervals. The library of customizable invoice templates lets you add logos, custom colors and fonts, and personalized messages.

The time-tracking capabilities allow you to track billable hours and use that data to quickly generate more accurate invoices. FreshBooks also offers automatic payment reminders so invoices get paid on time.

Integrations include Trello, Asana, Etsy, Square, Stripe, Indeed, and Toggl, among others.

Xero is a low-cost cloud-based accounting tool that’s perfect for sole proprietors and freelancers. Designed for small and medium-sized businesses, Xero is accessible on desktop or mobile, making it a great option for remote teams and business owners on the go.

Why I picked Xero: I chose Xero as the best value for its affordable pricing plans: Starter, Growing, and Established. The Starter plan starts at $13 per month and is suitable for very small businesses. The Growing plan costs $37 per month and offers more features, while the Established plan is $70 per month and is best for larger businesses. All three include a free trial period.

Xero Standout Features and Integrations

Standout Features include the ability to sync your business checking and credit card accounts with Xero. This allows you to automate your cash account reconciliations and ensure you’re capturing all of your business expenses.

Another feature that stood out to me was Xero’s security. Its encryption tools and two-factor authentication help to protect sensitive financial data and prevent unauthorized access.

Plus, its user-friendly interface makes it easy to navigate and use.

Integrations include Salesforce, Trello, Paypal, Stripe, Shopify, and over 800 other popular apps.

Sage 50cloud has impressive inventory management features, allowing you to keep track of stock levels, establish reorder points, and create custom reports to help you make informed purchasing decisions.

Why I picked Sage 50cloud: I chose Sage 50cloud as the best for inventory management because of specialized features such as viewing quantities on hand when creating invoices and receiving alerts for low or no stock.

I also liked that Sage 50cloud lets you upgrade to the enterprise-level tier for a reasonable price, giving your business room to grow.

Sage 50cloud Standout Features and Integrations

Standout Features include cash flow and invoicing management, payments and banking automation, and advanced inventory tracking with low stock alerts.

In my opinion, Sage 50cloud really stands out in terms of flexibility. You can customize the software to meet the specific needs of your business, whether you need to manage inventory, process payroll, or create custom reports.

Integrations include third-party integrations with Microsoft 365, PayPal, Shopify, AutoEntry, and more. Additional customizations through the Sage suite of business software.

Kashoo accounting software is a great solution for small businesses with users with a wide range of computer skills. Kashoo offers a minimalist interface so users can navigate it quickly. The clean design approach is available on the mobile app as well.

Why I picked Kashoo: I chose Kashoo for best for quick onboarding for its combination of simple design, ease of use, and customer service. The platform can scale depending on the type of user (owner vs. accountant) or needs of your business.

Kashoo Standout Features and Integrations

Standout Features include import of business bank accounts and credit cards to convert into accounting entries and reports. Also, the ability to pay expenses via ACH or paper check.

I like that Kashoo gives you a step-by-step onboarding guide and a support team that’s always available, making it excellent for businesses without prior accounting experience. Customer service provides multiple support channels like email, phone, and live chat. This helps users manage their finances effectively and efficiently, getting the support they need when they need it.

Integrations include Stripe, Square, Shopify, and PayPal. It also offers integration with Zapier to connect with additional applications.

MarginEdge is a restaurant management software that helps streamline operations and improve profitability for restaurant owners. One potential downside of MarginEdge is its pricing, which is a better fit for an established restaurant chain with two or more locations than for a food truck operator.

Why I picked MarginEdge: I chose MarginEdge for restaurant operators because its inventory management is tailored to recipe management. You’ll gain insights such as how much to buy and what the optimal cost point is.

MarginEdge's user-friendly interface and intuitive design make it easy for restaurant staff to learn and use the software. Furthermore, the software provides restaurant owners with detailed recipe cost analysis, along with several other distinctive features, enabling them to gain valuable financial insights.

MarginEdge Standout Features and Integrations

Standout Features include full recipe management ‌to build a menu, track ingredients, set pricing, and reduce food waste. Additional tools include time tracking of labor and digital issuing and paying of invoices.

Another feature that stood out to me was MarginEdge’s invoice automation capabilities. Its OCR technology scans your invoices and puts key invoice details where they belong, reducing manual data entry and human error.

The software also provides real-time data analytics, allowing restaurant owners to track inventory and sales and make data-driven decisions.

Integrations include QuickBooks, Sage, and over 60 POS systems (Aldelo, Clover, SpotOn, and more).

FreeAgent includes a comprehensive set of tools for managing invoices, expenses, bank transactions, and tax returns, all in one place. The software provides a user-friendly interface that guides users to navigate and access essential features.

Why I picked FreeAgent: I chose FreeAgent as best for freelancers because it addresses their key needs: creation of estimates, tracking of billable time, overview of existing projects, and shipping of invoices.

FreeAgent is designed for freelancers with features such as invoicing and expense tracking and integration with popular payment platforms like PayPal and Stripe. The software also integrates with various third-party applications, providing users with more flexibility and options.

FreeAgent Standout Features and Integrations

Standout Features invoicing, expense tracking, project management, integration with popular payment platforms, and tax estimation.

I really liked how FreeAgent’s project management tools simplify time tracking and expense reporting. Tagging time and expenses to specific projects makes it easy for freelancers to manage and bill for their work.

The software also provides insights into the financial health of the business, including cash flow and profit and loss reports.

Integrations include payment platforms (Paypal, Stripe) and project management tools (Slack, Trello).

Digits is an AI-powered accounting software that processes and automates accounting tasks. It uses machine learning algorithms to analyze financial data, detect fraud, and provide insights.

Why I picked Digits: I chose Digits for its AI accounting features because it goes beyond data processing. The software helps you identify trends, make predictions, and put data into context.

With drag-and-drop reporting and visualization features, users can create customized reports and visualizations to illustrate trends and highlight anomalies.

Digits automatically captures and categorizes financial transactions, sales data, and customer behavior to generate insights for informed decision-making.

Digits Standout Features and Integrations

Standout Features include AI-powered features like cash flow tracking, drag-and-drop reporting, and visualization. It identifies anomalies and trends and provides insights for decision-making.

Additionally, Digits adds logos to transactions for easier vendor identification, identifies changes in recurring expenses to prevent overpayment and fraud, and reduces errors by analyzing bank statements, invoices, and payment receipts to match them to corresponding accounts.

I also really like Digits’ modern, smooth interface.

Integrations include QuickBooks, Xero, NetSuite, Stripe, PayPal, and Square.

Wave is a cloud-based accounting software that can help small businesses manage their finances efficiently. Wave is completely free to use, making it a good fit for small businesses with limited budgets.

Why I picked Wave: I chose Wave as the best free option because it can handle all your big accounting tasks despite being a free tool.

Wave's user-friendly interface provides step-by-step guidance for tasks like setting up an account, managing expenses, invoicing, and reconciling bank transactions.

Wave Standout Features and Integrations

Standout Features include generation of the three essential accounting reports (income statement, balance sheet, and cash flow statement) and tax payment and filing in 14 states.

I liked that Wave also gives you features like payroll management and receipt scanning to help streamline financial tasks. The software has integrations with other software tools like payment processors and project management software.

Integrations include third-party integrations via Zapier and other apps within Wave.