10 Mejores Programas para Informes de Gastos Revisados en 2026

Deel is an all-in-one HR platform designed to help businesses hire, manage, and pay employees and contractors worldwide. It offers tools to handle global payroll, compliance, and HR tasks, making international workforce management more straightforward.

Why I picked Deel: Deel's expense management system allows you to create customized expense categories, enabling precise tracking and control over various expense types. This customization ensures that your team's expenditures align with your company's policies and reporting needs. Additionally, Deel provides a mileage expense calculator, which estimates travel costs based on trip distance and predefined reimbursement rates. For businesses operating globally, Deel offers the ability to set up expense policies tailored to different countries or entities. 

Standout features & integrations:

Features include expense approval workflows and per diem expense calculations, allowing employees to claim daily allowances for business trips easily. Additionally, the platform provides analytics dashboards that offer insights into expense trends and patterns, aiding in financial planning and decision-making.

Integrations include Expensify, QuickBooks, Google Workspace, Slack, JIRA, HubSpot, BambooHR, Workday, Xero, Salesforce, Microsoft Teams, Zendesk, and Jira Software Cloud.

Sage Expense Management (formerly Fyle) is an expense management tool that records transactions and notifies stakeholders in real-time. Unlike others on this list that encourage you to use their cards, Sage Expense Management promotes the ability to connect with and use credit cards you already have.

Why I picked Sage Expense Management: While Sage Expense Management is relatively easy for employees to use, it stands out to me because it’s designed to help finance teams learn and make better decisions. It includes spend analytics (like average spend and categories), as well as operational analytics that help you monitor turnaround time and identify process blockers.

Standout features & integrations:

Features include automatically created digital audit trails, which store receipts, approvals, and other data in an audit-friendly format. It’s impressive to me that finance teams can also create multiple organizations within an account to simplify budgeting and accounting.

Integrations include Teams, Slack, Gmail, Sage, TravelPerk, Xero, Netsuite, Quickbooks, and Outlook.

Ramp is a versatile platform that offers expense report software designed to help you manage business finances more efficiently. By automating routine tasks and providing real-time insights, Ramp helps you focus on what truly matters for your business.

Why I Picked Ramp: I picked Ramp for its advanced AI automation that reduces manual work, freeing up time for more strategic decisions. Its customizable corporate cards come with built-in spending policies to help control team expenses and ensure compliance. Ramp also eases financial operations with automated expense submissions, eliminating the need to chase receipts, and an efficient accounts payable feature that speeds up bill processing.

Standout features & integrations:

Features include accounting automation, which speeds up your monthly financial closes and enhances accuracy, reducing the risk of errors. The platform also supports global operations by allowing payments to 195 countries in over 40 currencies, making it a good fit for businesses with international dealings. Another feature is its ability to process reimbursements quickly, ensuring your team gets their money back fast, which is crucial for maintaining morale and productivity.

Integrations include NetSuite, Sage, Xero, QuickBooks, Microsoft Dynamics Business Central, Acumatica, Uber, Lyft, Okta, Google, Rippling, and Gmail.

Slash is a modern banking and expense management platform designed to simplify how businesses handle their finances. It combines corporate cards, business banking, and automated reporting into one system, making it easier for finance teams to manage expenses, track spending, and maintain control in real time.

Why I picked Slash: I picked Slash because it brings together spend control and visibility through unlimited cashback corporate cards and real-time analytics. The ability to set spend limits and view transactions instantly helps you stay on top of your company’s expenses without waiting for monthly reports. I also appreciate its focus on working capital and high-yield business accounts, which add value for growing teams by providing access to credit and competitive interest rates. With developer-friendly APIs, you can automate tracking and reporting, integrating Slash seamlessly into your existing financial workflows.

Standout features & integrations:

Features include customizable corporate cards with spend controls, real-time analytics for tracking company finances, and stablecoin payments that let you manage both fiat and digital currencies. The platform’s automation tools simplify expense categorization and reconciliation, reducing manual work for finance teams.

Integrations include QuickBooks, Xero, Plaid, Shopify, Amazon, Stripe, and the Slash API.

Airbase is a financial services solution that offers expense management, accounts payable automation, corporate cards, and guided procurement. Their customers are primarily mid-market technology companies, although they also serve many in the financial services and automotive industries.

Why I picked Airbase: Most expense software allows you to designate individuals to approve expenses, but Airbase stands out because it has multilayered approval workflows that consider department, expense category, location, and more. This saves a ton of time and confusion at matrixed organizations. You can also make the rules as complex as you like.

Standout features & integrations:

Features include automated reimbursement for approved expenses, with expenses paid out each night. And along with spending limits, I liked how Airbase lets you set expiration dates on company cards to control subscription renewals. The drawback comes when dealing with semi-regular vendors who you use more than once but not every month.

Integrations include NetSuite, Sage, Quickbooks, Xero, American Express, Jira, Slack, Okta, BambooHR, and Rippling.

Spendesk is a spend management and budget tracking tool that offers company cards, invoicing, and accounting automation. It aims to give finance teams overall spend visibility while allowing functional teams to do their jobs without red tape.

Why I picked Spendesk: I like that Spendesk takes a two-pronged approach to expense management. They give finance teams the power of the purse, enabling them to monitor and manage overall spending. But they also let teams access and manage their individual budgets.

Standout features & integrations:

Features include budget overviews that allow approvers to make informed decisions based on what has already been spent and earmarked. I also like that Spendesk automatically accounts for transactions in your real-time budget, which means no surprise spending.

Integrations include Slack, NetSuite, and Xero.

Pleo is a European spending solution that handles expense management, invoices, and reimbursements. Businesses can automate expense reporting by issuing Pleo cards and get real-time notifications when they are used.

Why I picked Pleo: Based in Denmark, Pleo was created with the unique expense management challenges of Europe in mind, making it perfect for European companies or companies that do business in Europe. This means quick and easy currency conversion, value-added tax calculation, and international compliance standards.

Standout features & integrations:

Features include vendor cards, which let your team manage recurring payments and set spending limits with ease. Pleo overdraft also helps you maintain cash flow by offering interest-free overdrafts for timely payments. Plus, the VAT split feature simplifies managing multiple VAT rates, saving your team time on manual reviews.

Integrations include NetSuite, Xero, QuickBooks, Slack, Microsoft Teams, DropBox, Sage, Google Workspace, Microsoft 365, and Zapier.

Recently, TripActions rebranded as Navan and combined their travel planning and expense management tools into one system. The mobile app, instead of being a partially functional supplement, offers full access to Navan’s features.

Why I picked Navan: Travel is one of the top reasons for expense reporting, and I picked Navan because it sets itself apart by allowing you to search and book flights and hotel rooms within the app. This means you never have to transfer data from those expenses to Navan. Of course, you can also log meals and other expenses, but Navan streams booking and reporting travel expenses into one process.

Standout features & integrations:

Features include real-time inventory management, giving your team instant access to a wide range of travel options with competitive rates. AI-powered personalization tailors search results based on individual preferences, making travel arrangements more intuitive for your team. Additionally, automated expense reconciliation simplifies tracking and categorization of expenses, reducing manual input and errors for your organization.

Integrations include Slack, Salesforce, SAP Concur, Microsoft Outlook, Google Workspace, TripAdvisor, Uber, Lyft, Airbnb, and American Express.

Founded in 2016 and acquired by BILL in 2021, Divvy is an expense management and corporate credit card solution primarily for small businesses. They are able to offer the software for free to users because they collect a fee from the merchant. Consequently, they incentivize the use of Divvy cards over reimbursements.

Why I picked Divvy: With business software, “free” usually means that the tool still charges transaction fees. However, Divvy’s merchant fee model makes it truly free to the businesses that use it, which is why I’m impressed by it. This is how small organizations can move expense management out of spreadsheets without breaking the bank.

Standout features & integrations:

Features include budget management tools that allow you to set spending limits and track expenses, providing your team with real-time insights into financial data. You can also use the virtual cards feature to manage and control spending more effectively, reducing the need for physical cards. Additionally, the software offers detailed reporting capabilities, helping you analyze spending patterns and make informed financial decisions.

Integrations include QuickBooks Online, Xero, NetSuite, TravelPerk, Open Dental Software, QuickBooks Online Advanced, ZenBusiness, Headset, and Bill.com.

Zoho is a company that makes a wide range of business tools, beginning with their customer relationship management (CRM) system. They work primarily with small businesses in the IT and software industries and even offer a free plan for up to three users and 20 receipts per month.

Why I picked Zoho Expense: For Zoho users who want a simple way to add expense management to their toolset, Zoho Expense is, in my opinion, a natural choice. Plus, if you’re already using Zoho Books for accounting, the direct integration can save a ton of time and effort.

Standout features & integrations:

Features include effortless expense reporting that automates receipt tracking and enables quick expense creation. Your team can take advantage of customizable approval processes to streamline the way expenses, trips, and purchase requests are managed. Additionally, you have the tools for budget management to help create and monitor spending against defined limits, ensuring efficient oversight of your company's finances.

Integrations include Zoho Books, QuickBooks, Xero, Slack, Dropbox, Google Drive, OneDrive, Microsoft Teams, Uber for Business, and Lyft.